Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Apache Junction, AZ

200 homesFHA & VA loansrates from 2.67% vs 7.32% today

Apache Junction assumption guide
10809 BOSTON Street, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.50%
FHA
Active
50
$420,000$109,046 equity gap
Rate
3.50%
7.32%today
Payment
$1,553/mo
$2,376today
  • 3beds
  • 3baths
  • 1,859sqft

10809 BOSTON Street, Apache Junction

1231 80TH Street, Mesa, AZ, 85209 — assumable VA mortgage at 5.25%
VA
Active
24
$389,900$47,208 equity gap
Rate
5.25%
7.32%today
Payment
$2,016/mo
$2,507today
  • 3beds
  • 2baths
  • 1,196sqft

1231 80TH Street, Mesa

3454 CHAPARRAL Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 6.50%
FHA
Active
21
$325,000Potential short sale
Rate
6.50%
7.32%today
Payment
$2,110/mo
$2,293today
  • 2beds
  • 2baths
  • 1,032sqft

3454 CHAPARRAL Road, Apache Junction

2886 SABLE Avenue, Apache Junction, AZ, 85120 — assumable FHA mortgage at 5.99%
FHA
Active
66
$499,900$37,387 equity gap
Rate
5.99%
7.32%today
Payment
$2,852/mo
$3,271today
  • 4beds
  • 2baths
  • 2,057sqft

2886 SABLE Avenue, Apache Junction

950 96TH Place, Mesa, AZ, 85207 — assumable VA mortgage at 2.81%
VA
Active
29
$320,000$46,766 equity gap
Rate
2.81%
7.32%today
Payment
$1,284/mo
$2,143today
  • 3beds
  • 2baths
  • 1,392sqft

950 96TH Place, Mesa

1562 DESERT VIEW Place, Apache Junction, AZ, 85120 — assumable FHA mortgage at 2.96%
FHA
Active
24
$349,900$54,650 equity gap
Rate
2.96%
7.32%today
Payment
$1,400/mo
$2,293today
  • 4beds
  • 3baths
  • 1,961sqft

1562 DESERT VIEW Place, Apache Junction

11066 ABILENE Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.00%
FHA
Active
15
$399,900$67,745 equity gap
Rate
3.00%
7.32%today
Payment
$1,579/mo
$2,572today
  • 4beds
  • 3baths
  • 1,540sqft

11066 ABILENE Avenue, Mesa

1510 LAWTHER Drive, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.01%
FHA
Active
20
$269,000$32,562 equity gap
Rate
3.01%
7.32%today
Payment
$1,115/mo
$1,814today
  • 2beds
  • 2baths
  • 1,106sqft

1510 LAWTHER Drive, Apache Junction

125 56TH Street #57, Mesa, AZ, 85206 — assumable FHA mortgage at 3.03%
FHA
Active
35
$308,000$40,417 equity gap
Rate
3.03%
7.32%today
Payment
$1,267/mo
$2,057today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #57, Mesa

9907 TUNGSTEN Drive, Mesa, AZ, 85212 — assumable VA mortgage at 3.11%
VA
Active
88
$499,900$53,778 equity gap
Rate
3.11%
7.32%today
Payment
$2,113/mo
$3,396today
  • 3beds
  • 2baths
  • 1,889sqft

9907 TUNGSTEN Drive, Mesa

10161 RUGGED MOUNTAIN Drive, Gold Canyon, AZ, 85118 — assumable FHA mortgage at 3.69%
FHA
Active
86
$395,000$32,888 equity gap
Rate
3.69%
7.32%today
Payment
$1,824/mo
$2,726today
  • 3beds
  • 2baths
  • 1,487sqft

10161 RUGGED MOUNTAIN Drive, Gold Canyon

420 99TH Place, Mesa, AZ, 85208 — assumable FHA mortgage at 2.88%
FHA
Active
29
$215,000$53,971 equity gap
Rate
2.88%
7.32%today
Payment
$754/mo
$1,247today
  • 2beds
  • 1baths
  • 980sqft

420 99TH Place, Mesa

600 STARDUST Lane, Apache Junction, AZ, 85120 — assumable FHA mortgage at 2.97%
FHA
Active
25
$299,999$87,699 equity gap
Rate
2.97%
7.32%today
Payment
$1,015/mo
$1,660today
  • 2beds
  • 2baths
  • 1,225sqft

600 STARDUST Lane, Apache Junction

7138 BAYWOOD Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.55%
FHA
Active
16
$299,900$54,362 equity gap
Rate
3.55%
7.32%today
Payment
$1,218/mo
$1,852today
  • 2beds
  • 2baths
  • 1,026sqft

7138 BAYWOOD Avenue, Mesa

10218 WAVELENGTH Avenue, Mesa, AZ, 85212 — assumable VA mortgage at 3.09%
VA
Active
36
$619,900$156,619 equity gap
Rate
3.09%
7.32%today
Payment
$2,199/mo
$3,543today
  • 4beds
  • 3baths
  • 2,196sqft

10218 WAVELENGTH Avenue, Mesa

10404 GAMMA Avenue, Mesa, AZ, 85212 — assumable VA mortgage at 3.10%
VA
Active
50
$849,900$245,207 equity gap
Rate
3.10%
7.32%today
Payment
$2,874/mo
$4,623today
  • 3beds
  • 3baths
  • 2,750sqft

10404 GAMMA Avenue, Mesa

2127 SHANNON Way, Mesa, AZ, 85215 — assumable VA mortgage at 3.76%
VA
Active
22
$369,000$48,374 equity gap
Rate
3.76%
7.32%today
Payment
$1,628/mo
$2,411today
  • 2beds
  • 2baths
  • 1,269sqft

2127 SHANNON Way, Mesa

7521 WOODCHUTE Drive, Gold Canyon, AZ, 85118 — assumable VA mortgage at 3.45%
VA
Active
25
$570,000$115,466 equity gap
Rate
3.45%
7.32%today
Payment
$2,231/mo
$3,434today
  • 4beds
  • 3baths
  • 2,231sqft

7521 WOODCHUTE Drive, Gold Canyon

4503 Antonio, Mesa, AZ, 85212 — assumable VA mortgage at 2.67%
VA
Active
44
$550,000$197,200 equity gap
Rate
2.67%
7.32%today
Payment
$1,636/mo
$2,782today
  • 4beds
  • 3baths
  • 2,563sqft

4503 Antonio, Mesa

4503 Antonio, Mesa, AZ, 85212 — assumable VA mortgage at 2.67%
VA
Active
44
$550,000$197,200 equity gap
Rate
2.67%
7.32%today
Payment
$1,636/mo
$2,782today
  • 4beds
  • 3baths
  • 2,563sqft

4503 Antonio, Mesa

125 56TH Street #1, Mesa, AZ, 85206 — assumable FHA mortgage at 2.71%
FHA
Active
40
$290,000$92,432 equity gap
Rate
2.71%
7.32%today
Payment
$923/mo
$1,560today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #1, Mesa

7705 DESERT FLOWER Avenue, Mesa, AZ, 85208 — assumable VA mortgage at 2.72%
VA
Active
45
$290,000$96,461 equity gap
Rate
2.72%
7.32%today
Payment
$907/mo
$1,532today
  • 2beds
  • 2baths
  • 1,106sqft

7705 DESERT FLOWER Avenue, Mesa

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$499,999$197,764 equity gap
Rate
2.74%
7.32%today
Payment
$1,409/mo
$2,374today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

11539 QUINTANA Avenue, Mesa, AZ, 85212 — assumable VA mortgage at 2.87%
VA
Active
57
$709,000$272,500 equity gap
Rate
2.87%
7.32%today
Payment
$2,041/mo
$3,381today
  • 7beds
  • 4baths
  • 3,942sqft

11539 QUINTANA Avenue, Mesa

10553 DURANT Drive, Mesa, AZ, 85212 — assumable VA mortgage at 2.87%
VA
Active
41
$535,000$182,814 equity gap
Rate
2.87%
7.32%today
Payment
$1,639/mo
$2,715today
  • 3beds
  • 3baths
  • 1,936sqft

10553 DURANT Drive, Mesa

1716 82ND Way, Mesa, AZ, 85209 — assumable FHA mortgage at 2.87%
FHA
Active
35
$390,000$138,055 equity gap
Rate
2.87%
7.32%today
Payment
$1,203/mo
$1,993today
  • 3beds
  • 3baths
  • 1,463sqft

1716 82ND Way, Mesa

9748 ESCONDIDO Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 2.88%
FHA
Active
30
$335,000$106,627 equity gap
Rate
2.88%
7.32%today
Payment
$1,064/mo
$1,760today
  • 3beds
  • 2baths
  • 1,680sqft

9748 ESCONDIDO Avenue, Mesa

10459 IDAHO Circle, Mesa, AZ, 85209 — assumable VA mortgage at 2.90%
VA
Active
40
$604,900$229,432 equity gap
Rate
2.90%
7.32%today
Payment
$1,802/mo
$2,975today
  • 4beds
  • 2baths
  • 2,378sqft

10459 IDAHO Circle, Mesa

3120 94TH Place, Mesa, AZ, 85212 — assumable VA mortgage at 2.95%
VA
Active
37
$459,900$148,249 equity gap
Rate
2.95%
7.32%today
Payment
$1,476/mo
$2,421today
  • 4beds
  • 2baths
  • 1,953sqft

3120 94TH Place, Mesa

5540 HARMON Circle, Mesa, AZ, 85215 — assumable FHA mortgage at 2.96%
FHA
Active
34
$295,000$95,272 equity gap
Rate
2.96%
7.32%today
Payment
$947/mo
$1,551today
  • 2beds
  • 2baths
  • 1,344sqft

5540 HARMON Circle, Mesa

1823 22ND Avenue, Apache Junction, AZ, 85120 — assumable FHA mortgage at 2.96%
FHA
Active
16
$384,000$130,472 equity gap
Rate
2.96%
7.32%today
Payment
$1,200/mo
$1,965today
  • 3beds
  • 3baths
  • 1,722sqft

1823 22ND Avenue, Apache Junction

695 92nd Street, Mesa, AZ, 85208 — assumable FHA mortgage at 2.97%
FHA
Active
26
$290,000$110,165 equity gap
Rate
2.97%
7.32%today
Payment
$858/mo
$1,403today
  • 3beds
  • 2baths
  • 1,262sqft

695 92nd Street, Mesa

843 Leisure World --, Mesa, AZ, 85206 — assumable FHA mortgage at 2.99%
FHA
Active
55
$333,000$112,899 equity gap
Rate
2.99%
7.32%today
Payment
$1,036/mo
$1,690today
  • 2beds
  • 2baths
  • 1,096sqft

843 Leisure World --, Mesa

6730 Preston Street #23, Mesa, AZ, 85215 — assumable FHA mortgage at 3.00%
FHA
Active
64
$429,900$159,667 equity gap
Rate
3.00%
7.32%today
Payment
$1,308/mo
$2,131today
  • 3beds
  • 3baths
  • 1,499sqft

6730 Preston Street #23, Mesa

4863 18TH Avenue, Apache Junction, AZ, 85119 — assumable VA mortgage at 3.07%
VA
Active
40
$598,000$209,975 equity gap
Rate
3.07%
7.32%today
Payment
$1,811/mo
$2,924today
  • 3beds
  • 2baths
  • 1,559sqft

4863 18TH Avenue, Apache Junction

9905 FLORIAN Avenue, Mesa, AZ, 85208 — assumable VA mortgage at 3.10%
VA
Active
40
$446,500$133,504 equity gap
Rate
3.10%
7.32%today
Payment
$1,484/mo
$2,388today
  • 3beds
  • 3baths
  • 1,867sqft

9905 FLORIAN Avenue, Mesa

Assuming a mortgage in Apache Junction

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 4 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.67%
Lowest existing payment
$383 /mo
Median cash to assume
$145,069
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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eXp Realty

Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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