Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Avondale, AZ

26 homesFHA & VA loansrates from 2.81% vs 7.32% today

Avondale assumption guide
12645 COLTER Street, Litchfield Park, AZ, 85340 — assumable VA mortgage at 5.25%
VA
Active
45
$400,000Potential short sale
Rate
5.25%
7.32%today
Payment
$2,324/mo
$2,891today
  • 4beds
  • 3baths
  • 2,025sqft

12645 COLTER Street, Litchfield Park

12402 EDGEMONT Avenue, Avondale, AZ, 85392 — assumable FHA mortgage at 3.625%
FHA
Active
25
$389,990$185,621 equity gap
Rate
3.625%
7.32%today
Payment
$1,093/mo
$1,646today
  • 4beds
  • 2baths
  • 1,642sqft

12402 EDGEMONT Avenue, Avondale

10459 PASADENA Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%
FHA
Active
13
$325,000$52,655 equity gap
Rate
3.05%
7.32%today
Payment
$1,290/mo
$2,088today
  • 3beds
  • 2baths
  • 1,107sqft

10459 PASADENA Avenue, Glendale

4601 123RD Drive, Avondale, AZ, 85392 — assumable FHA mortgage at 2.87%
FHA
Active
33
$367,000$141,384 equity gap
Rate
2.87%
7.32%today
Payment
$1,055/mo
$1,747today
  • 3beds
  • 2baths
  • 1,678sqft

4601 123RD Drive, Avondale

12346 ORANGE Drive, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.98%
VA
Active
61
$410,000$143,978 equity gap
Rate
2.98%
7.32%today
Payment
$1,262/mo
$2,061today
  • 4beds
  • 3baths
  • 2,038sqft

12346 ORANGE Drive, Litchfield Park

11223 GLENROSA Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 2.81%
FHA
Active
34
$370,000$257,982 equity gap
Rate
2.81%
7.32%today
Payment
$526/mo
$879today
  • 4beds
  • 3baths
  • 1,374sqft

11223 GLENROSA Avenue, Phoenix

10243 READE Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%
FHA
Active
27
$389,000$262,417 equity gap
Rate
3.05%
7.32%today
Payment
$631/mo
$998today
  • 3beds
  • 2baths
  • 1,535sqft

10243 READE Avenue, Glendale

11566 LA REATA Avenue, Avondale, AZ, 85392 — assumable FHA mortgage at 4.98%
FHA
Active
25
$350,000Potential short sale
Rate
4.98%
7.32%today
Payment
$2,016/mo
$2,586today
  • 3beds
  • 2baths
  • 1,411sqft

11566 LA REATA Avenue, Avondale

10521 VIRGINIA Avenue, Avondale, AZ, 85392 — assumable VA mortgage at 3.50%
VA
Active
27
$400,000$143,859 equity gap
Rate
3.50%
7.32%today
Payment
$1,325/mo
$2,026today
  • 4beds
  • 2baths
  • 2,074sqft

10521 VIRGINIA Avenue, Avondale

11518 PALM BROOK Drive, Avondale, AZ, 85392 — assumable VA mortgage at 3.26%
VA
Active
45
$444,000$225,820 equity gap
Rate
3.26%
7.32%today
Payment
$1,098/mo
$1,731today
  • 3beds
  • 2baths
  • 2,009sqft

11518 PALM BROOK Drive, Avondale

10962 MCKINLEY Street, Avondale, AZ, 85323 — assumable FHA mortgage at 5.13%
FHA
Active
41
$489,850$67,892 equity gap
Rate
5.13%
7.32%today
Payment
$2,448/mo
$3,087today
  • 4beds
  • 3baths
  • 2,347sqft

10962 MCKINLEY Street, Avondale

12636 READE Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 3.84%
FHA
Active
38
$449,000$266,209 equity gap
Rate
3.84%
7.32%today
Payment
$1,001/mo
$1,468today
  • 4beds
  • 3baths
  • 2,232sqft

12636 READE Avenue, Litchfield Park

12522 HONEYSUCKLE Street, Litchfield Park, AZ, 85340 — assumable VA mortgage at 6.46%
VA
Active
30
$370,000Potential short sale
Rate
6.46%
7.32%today
Payment
$2,507/mo
$2,736today
  • 3beds
  • 2baths
  • 1,540sqft

12522 HONEYSUCKLE Street, Litchfield Park

3510 106th Lane, Avondale, AZ, 85392 — assumable FHA mortgage at 6.50%
FHA
Active
23
$375,900$12,038 equity gap
Rate
6.50%
7.32%today
Payment
$2,340/mo
$2,543today
  • 3beds
  • 2baths
  • 1,431sqft

3510 106th Lane, Avondale

2434 120TH Drive, Avondale, AZ, 85392 — assumable VA mortgage at 6.72%
VA
Active
53
$448,000Potential short sale
Rate
6.72%
7.32%today
Payment
$2,985/mo
$3,171today
  • 5beds
  • 3baths
  • 3,150sqft

2434 120TH Drive, Avondale

11010 CRIMSON Lane, Avondale, AZ, 85392 — assumable VA mortgage at 6.43%
VA
Active
30
$424,500$27,963 equity gap
Rate
6.43%
7.32%today
Payment
$2,591/mo
$2,836today
  • 3beds
  • 2baths
  • 2,077sqft

11010 CRIMSON Lane, Avondale

10817 PIERSON Street, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.62%
FHA
Active
21
$448,000$45,869 equity gap
Rate
6.62%
7.32%today
Payment
$2,615/mo
$2,806today
  • 4beds
  • 3baths
  • 2,508sqft

10817 PIERSON Street, Phoenix

12614 ALEGRE Drive, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 7.20%
FHA
Active
32
$470,000$16,970 equity gap
Rate
7.20%
7.32%today
Payment
$3,166/mo
$3,204today
  • 4beds
  • 2baths
  • 2,284sqft

12614 ALEGRE Drive, Litchfield Park

3619 104TH Drive, Avondale, AZ, 85392 — assumable VA mortgage at 6.35%
VA
Active
28
$419,000$67,774 equity gap
Rate
6.35%
7.32%today
Payment
$2,234/mo
$2,466today
  • 3beds
  • 3baths
  • 1,735sqft

3619 104TH Drive, Avondale

4226 109TH Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.54%
FHA
Active
33
$395,000$65,320 equity gap
Rate
6.54%
7.32%today
Payment
$2,180/mo
$2,359today
  • 4beds
  • 2baths
  • 1,309sqft

4226 109TH Drive, Phoenix

10705 MONTECITO Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.50%
FHA
Active
30
$329,999$280,364 equity gap
Rate
5.50%
7.32%today
Payment
$668/mo
$809today
  • 3beds
  • 2baths
  • 1,320sqft

10705 MONTECITO Avenue, Phoenix

10922 ASHLAND Way, Avondale, AZ, 85392 — assumable VA mortgage at 6.09%
VA
Active
43
$535,000Potential short sale
Rate
6.09%
7.32%today
Payment
$3,683/mo
$4,179today
  • 4beds
  • 3baths
  • 2,672sqft

10922 ASHLAND Way, Avondale

3729 COPENHAGEN Drive, Avondale, AZ, 85392 — assumable FHA mortgage at 6.49%
FHA
Active
17
$385,000$369,307 equity gap
Rate
6.49%
7.32%today
Payment
$104/mo
$113today
  • 4beds
  • 3baths
  • 2,205sqft

3729 COPENHAGEN Drive, Avondale

11554 BERMUDA Drive, Avondale, AZ, 85392 — assumable FHA mortgage at 6.76%
FHA
Active
44
$399,900$388,682 equity gap
Rate
6.76%
7.32%today
Payment
$68/mo
$73today
  • 3beds
  • 2baths
  • 1,854sqft

11554 BERMUDA Drive, Avondale

3713 127TH Drive, Avondale, AZ, 85392 — assumable FHA mortgage at 6.96%
FHA
Active
14
$369,000Potential short sale
Rate
6.96%
7.32%today
Payment
$2,856/mo
$2,961today
  • 3beds
  • 2baths
  • 2,011sqft

3713 127TH Drive, Avondale

11630 VIRGINIA Avenue, Avondale, AZ, 85392 — assumable FHA mortgage at 8.099%
FHA
Active
14
$365,000$320,778 equity gap
Rate
8.099%
7.32%today
Payment
$668/mo
$620today
  • 3beds
  • 2baths
  • 1,410sqft

11630 VIRGINIA Avenue, Avondale

Assuming a mortgage in Avondale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 2 of the 26 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.81%
Lowest existing payment
$526 /mo
Median cash to assume
$143,918
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe