Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Colorado

200 homesFHA & VA loansrates from 2.25% vs 7.32% today

Colorado assumption guide
7181 Van Gordon Street, Arvada, CO, 80004 — assumable FHA mortgage at 2.99%
FHA
Active
38
$559,000$123,108 equity gap
Rate
2.99%
7.32%today
Payment
$2,047/mo
$3,339today
  • 4beds
  • 3baths
  • 2,009sqft

7181 Van Gordon Street, Arvada

4066 Atchison Way #102, Aurora, CO, 80014 — assumable FHA mortgage at 3.82%
FHA
Active
47
$210,000$39,568 equity gap
Rate
3.82%
7.32%today
Payment
$931/mo
$1,369today
  • 2beds
  • 1baths
  • 1,062sqft

4066 Atchison Way #102, Aurora

117 35th SW Street, Loveland, CO, 80537 — assumable VA mortgage at 2.25%
VA
Active
45
$575,000$255,117 equity gap
Rate
2.25%
7.32%today
Payment
$1,427/mo
$2,565today
  • 4beds
  • 2baths
  • 2,080sqft

117 35th SW Street, Loveland

12304 51st Avenue, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 2.875%
FHA
Active
36
$565,000$147,456 equity gap
Rate
2.875%
7.32%today
Payment
$1,957/mo
$3,241today
  • 4beds
  • 4baths
  • 2,274sqft

12304 51st Avenue, Wheat Ridge

12546 Cornell Avenue #301, Aurora, CO, 80014 — assumable FHA mortgage at 2.67%
FHATop pick
Active
14
$180,000Potential short sale
Rate
2.67%
7.32%today
Payment
$853/mo
$1,450today
  • 2beds
  • 2baths
  • 1,016sqft

12546 Cornell Avenue #301, Aurora

18910 Archers Drive, Monument, CO, 80132 — assumable VA mortgage at 2.77%
VATop pick
Active
44
$1,210,000$36,024 equity gap
Rate
2.77%
7.32%today
Payment
$5,403/mo
$9,067today
  • 5beds
  • 5baths
  • 5,066sqft

18910 Archers Drive, Monument

811 Nob Hill Trail, Franktown, CO, 80116 — assumable VA mortgage at 2.77%
VATop pick
Active
23
$715,000Potential short sale
Rate
2.77%
7.32%today
Payment
$3,458/mo
$5,804today
  • 5beds
  • 3baths
  • 3,432sqft

811 Nob Hill Trail, Franktown

1661 Idalia Circle #A, Aurora, CO, 80017 — assumable FHA mortgage at 2.77%
FHATop pick
Active
27
$225,000$11,541 equity gap
Rate
2.77%
7.32%today
Payment
$985/mo
$1,652today
  • 2beds
  • 1baths
  • 840sqft

1661 Idalia Circle #A, Aurora

1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$500,000$25,732 equity gap
Rate
2.88%
7.32%today
Payment
$2,175/mo
$3,600today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

17820 96th Place, Commerce City, CO, 80022 — assumable FHA mortgage at 2.90%
FHATop pick
Active
34
$375,000$19,604 equity gap
Rate
2.90%
7.32%today
Payment
$1,656/mo
$2,732today
  • 3beds
  • 3baths
  • 1,540sqft

17820 96th Place, Commerce City

15296 66th Drive, Arvada, CO, 80007 — assumable FHA mortgage at 2.90%
FHATop pick
Active
41
$510,000$32,958 equity gap
Rate
2.90%
7.32%today
Payment
$2,227/mo
$3,676today
  • 3beds
  • 3baths
  • 1,798sqft

15296 66th Drive, Arvada

5672 Lowell Boulevard, Littleton, CO, 80123 — assumable FHA mortgage at 2.90%
FHATop pick
Active
16
$348,000$6,630 equity gap
Rate
2.90%
7.32%today
Payment
$1,594/mo
$2,631today
  • 3beds
  • 3baths
  • 1,785sqft

5672 Lowell Boulevard, Littleton

1130 Pennsylvania Street #202, Denver, CO, 80203 — assumable FHA mortgage at 2.96%
FHATop pick
Active
20
$190,000$4,320 equity gap
Rate
2.96%
7.32%today
Payment
$881/mo
$1,442today
  • 1beds
  • 1baths
  • 550sqft

1130 Pennsylvania Street #202, Denver

1295 Zeno Circle #C, Aurora, CO, 80017 — assumable FHA mortgage at 2.96%
FHATop pick
Active
25
$249,900Potential short sale
Rate
2.96%
7.32%today
Payment
$1,240/mo
$2,030today
  • 2beds
  • 3baths
  • 1,240sqft

1295 Zeno Circle #C, Aurora

3433 Hunterwood Drive, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.98%
VATop pick
Active
30
$340,000$18,468 equity gap
Rate
2.98%
7.32%today
Payment
$1,525/mo
$2,491today
  • 4beds
  • 2baths
  • 1,280sqft

3433 Hunterwood Drive, Colorado Springs

4987 Lake Avenue, Centennial, CO, 80121 — assumable FHA mortgage at 2.99%
FHATop pick
Active
48
$925,000Potential short sale
Rate
2.99%
7.32%today
Payment
$4,674/mo
$7,625today
  • 4beds
  • 4baths
  • 3,014sqft

4987 Lake Avenue, Centennial

1912 Greenwood Street, Pueblo, CO, 81003 — assumable FHA mortgage at 3.02%
FHATop pick
Active
33
$335,000$13,954 equity gap
Rate
3.02%
7.32%today
Payment
$1,533/mo
$2,491today
  • 4beds
  • 2baths
  • 2,264sqft

1912 Greenwood Street, Pueblo

17965 107th Place, Commerce City, CO, 80022 — assumable VA mortgage at 3.05%
VATop pick
Active
30
$475,000Potential short sale
Rate
3.05%
7.32%today
Payment
$2,243/mo
$3,631today
  • 2beds
  • 3baths
  • 1,682sqft

17965 107th Place, Commerce City

1881 Dunkirk Street #106, Aurora, CO, 80017 — assumable VA mortgage at 3.07%
VATop pick
Active
21
$290,000$4,668 equity gap
Rate
3.07%
7.32%today
Payment
$1,355/mo
$2,187today
  • 2beds
  • 2baths
  • 824sqft

1881 Dunkirk Street #106, Aurora

514 Grand Estates Drive #2, Estes Park, CO, 80517 — assumable VA mortgage at 3.07%
VATop pick
Active
29
$369,000$19,523 equity gap
Rate
3.07%
7.32%today
Payment
$1,659/mo
$2,679today
  • 2beds
  • 2baths
  • 1,116sqft

514 Grand Estates Drive #2, Estes Park

2143 Coronado Parkway #C, Denver, CO, 80229 — assumable FHA mortgage at 3.10%
FHATop pick
Active
16
$279,999$6,508 equity gap
Rate
3.10%
7.32%today
Payment
$1,300/mo
$2,091today
  • 2beds
  • 2baths
  • 985sqft

2143 Coronado Parkway #C, Denver

3355 Flower Street #90, Lakewood, CO, 80227 — assumable VA mortgage at 2.77%
VATop pick
Active
39
$230,000$23,811 equity gap
Rate
2.77%
7.32%today
Payment
$971/mo
$1,630today
  • 2beds
  • 1baths
  • 944sqft

3355 Flower Street #90, Lakewood

25283 2nd Avenue, Aurora, CO, 80018 — assumable FHA mortgage at 2.77%
FHATop pick
Active
38
$550,000$60,970 equity gap
Rate
2.77%
7.32%today
Payment
$2,251/mo
$3,777today
  • 3beds
  • 3baths
  • 2,065sqft

25283 2nd Avenue, Aurora

10958 Avena Road, Peyton, CO, 80831 — assumable VA mortgage at 2.80%
VATop pick
Active
46
$439,000$36,133 equity gap
Rate
2.80%
7.32%today
Payment
$1,865/mo
$3,117today
  • 3beds
  • 3baths
  • 1,838sqft

10958 Avena Road, Peyton

15497 Louisiana Avenue, Aurora, CO, 80017 — assumable FHA mortgage at 2.84%
FHATop pick
Active
30
$272,500$19,509 equity gap
Rate
2.84%
7.32%today
Payment
$1,176/mo
$1,956today
  • 2beds
  • 2baths
  • 1,064sqft

15497 Louisiana Avenue, Aurora

1876 Pitkin Circle #B, Aurora, CO, 80017 — assumable FHA mortgage at 2.84%
FHATop pick
Active
15
$213,900$13,670 equity gap
Rate
2.84%
7.32%today
Payment
$929/mo
$1,545today
  • 2beds
  • 2baths
  • 981sqft

1876 Pitkin Circle #B, Aurora

2170 Alicia Point #102, Colorado Springs, CO, 80919 — assumable VA mortgage at 2.84%
VATop pick
Active
37
$270,000$21,996 equity gap
Rate
2.84%
7.32%today
Payment
$1,150/mo
$1,913today
  • 1beds
  • 1baths
  • 900sqft

2170 Alicia Point #102, Colorado Springs

1014 Lutheran Way, Colorado Springs, CO, 80915 — assumable FHA mortgage at 2.84%
FHATop pick
Active
19
$214,900$18,412 equity gap
Rate
2.84%
7.32%today
Payment
$933/mo
$1,551today
  • 2beds
  • 2baths
  • 1,024sqft

1014 Lutheran Way, Colorado Springs

5328 Spalding Place, Frederick, CO, 80504 — assumable FHA mortgage at 2.84%
FHATop pick
Active
38
$360,000$32,855 equity gap
Rate
2.84%
7.32%today
Payment
$1,521/mo
$2,529today
  • 3beds
  • 3baths
  • 1,577sqft

5328 Spalding Place, Frederick

21843 8th Avenue, Aurora, CO, 80018 — assumable FHA mortgage at 2.875%
FHATop pick
Active
31
$414,950$38,970 equity gap
Rate
2.875%
7.32%today
Payment
$1,743/mo
$2,885today
  • 3beds
  • 3baths
  • 1,424sqft

21843 8th Avenue, Aurora

5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$41,591 equity gap
Rate
2.88%
7.32%today
Payment
$2,404/mo
$3,977today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

1426 41st Avenue, Greeley, CO, 80634 — assumable FHA mortgage at 2.88%
FHATop pick
Active
23
$412,000$23,502 equity gap
Rate
2.88%
7.32%today
Payment
$1,810/mo
$2,995today
  • 4beds
  • 3baths
  • 2,148sqft

1426 41st Avenue, Greeley

5751 Ithaca Place #4, Denver, CO, 80237 — assumable VA mortgage at 2.90%
VATop pick
Active
41
$369,900$31,809 equity gap
Rate
2.90%
7.32%today
Payment
$1,575/mo
$2,599today
  • 2beds
  • 2baths
  • 1,845sqft

5751 Ithaca Place #4, Denver

3003 Bella Cima Drive, Colorado Springs, CO, 80918 — assumable VA mortgage at 2.90%
VATop pick
Active
44
$800,000$82,040 equity gap
Rate
2.90%
7.32%today
Payment
$3,330/mo
$5,495today
  • 6beds
  • 5baths
  • 4,131sqft

3003 Bella Cima Drive, Colorado Springs

6393 Agave Avenue, Castle Rock, CO, 80108 — assumable FHA mortgage at 2.94%
FHATop pick
Active
37
$560,000$42,332 equity gap
Rate
2.94%
7.32%today
Payment
$2,444/mo
$4,013today
  • 3beds
  • 2baths
  • 1,945sqft

6393 Agave Avenue, Castle Rock

512 Tumbleweed Drive, Brighton, CO, 80601 — assumable FHA mortgage at 2.95%
FHATop pick
Active
50
$512,000$45,767 equity gap
Rate
2.95%
7.32%today
Payment
$2,209/mo
$3,622today
  • 3beds
  • 2baths
  • 1,984sqft

512 Tumbleweed Drive, Brighton

Assuming a mortgage in Colorado

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 4 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$657 /mo
Median cash to assume
$50,420
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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