Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Florence, AZ

24 homesFHA & VA loansrates from 2.86% vs 7.40% today

Florence assumption guide
2542 PALO VERDE Drive, Florence, AZ, 85132 — assumable FHA mortgage at 3.45%
FHATop pick
Active
27
$235,000Potential short sale
Rate
3.45%
7.40%today
Payment
$1,173/mo
$1,820today
  • 3beds
  • 2baths
  • 1,313sqft

2542 PALO VERDE Drive, Florence

6678 SONOMA Way, Florence, AZ, 85132 — assumable FHA mortgage at 2.86%
FHA
Active
19
$360,000$88,864 equity gap
Rate
2.86%
7.40%today
Payment
$1,263/mo
$2,112today
  • 3beds
  • 2baths
  • 2,003sqft

6678 SONOMA Way, Florence

24299 COTTON Road, Florence, AZ, 85132 — assumable FHA mortgage at 2.87%
FHA
Active
34
$437,000$121,058 equity gap
Rate
2.87%
7.40%today
Payment
$1,474/mo
$2,461today
  • 4beds
  • 2baths
  • 2,357sqft

24299 COTTON Road, Florence

3363 SPYGLASS Drive, Florence, AZ, 85132 — assumable VA mortgage at 2.93%
VA
Active
46
$449,900$114,316 equity gap
Rate
2.93%
7.40%today
Payment
$1,583/mo
$2,623today
  • 5beds
  • 4baths
  • 3,774sqft

3363 SPYGLASS Drive, Florence

4059 SAN MARIN Drive, Florence, AZ, 85132 — assumable VA mortgage at 3.07%
VA
Active
25
$480,000$131,107 equity gap
Rate
3.07%
7.40%today
Payment
$1,653/mo
$2,690today
  • 3beds
  • 2baths
  • 2,298sqft

4059 SAN MARIN Drive, Florence

2504 HUDSON Drive, Florence, AZ, 85132 — assumable VA mortgage at 3.10%
VA
Active
35
$328,000$96,585 equity gap
Rate
3.10%
7.40%today
Payment
$1,097/mo
$1,779today
  • 3beds
  • 2baths
  • 1,606sqft

2504 HUDSON Drive, Florence

6624 Sonoma Way, Florence, AZ, 85132 — assumable FHA mortgage at 2.96%
FHA
Active
40
$324,000$150,630 equity gap
Rate
2.96%
7.40%today
Payment
$822/mo
$1,357today
  • 3beds
  • 2baths
  • 1,756sqft

6624 Sonoma Way, Florence

24112 CORN Circle, Florence, AZ, 85132 — assumable VA mortgage at 2.96%
VA
Active
38
$565,000$311,589 equity gap
Rate
2.96%
7.40%today
Payment
$1,199/mo
$1,979today
  • 3beds
  • 3baths
  • 2,407sqft

24112 CORN Circle, Florence

7848 WILLOW Way, Florence, AZ, 85132 — assumable VA mortgage at 2.96%
VA
Active
80
$497,700$202,340 equity gap
Rate
2.96%
7.40%today
Payment
$1,398/mo
$2,307today
  • 2beds
  • 3baths
  • 2,530sqft

7848 WILLOW Way, Florence

4020 Brigadier Drive, Florence, AZ, 85132 — assumable VA mortgage at 3.01%
VA
Active
79
$567,700$262,672 equity gap
Rate
3.01%
7.40%today
Payment
$1,492/mo
$2,447today
  • 2beds
  • 3baths
  • 2,524sqft

4020 Brigadier Drive, Florence

7103 TURNSTONE Drive, Florence, AZ, 85132 — assumable VA mortgage at 3.45%
VA
Active
87
$530,700$289,491 equity gap
Rate
3.45%
7.40%today
Payment
$1,247/mo
$1,934today
  • 2beds
  • 3baths
  • 2,553sqft

7103 TURNSTONE Drive, Florence

3618 COLONIAL Court, Florence, AZ, 85132 — assumable VA mortgage at 3.69%
VA
Active
58
$359,990$177,019 equity gap
Rate
3.69%
7.40%today
Payment
$976/mo
$1,469today
  • 2beds
  • 2baths
  • 1,613sqft

3618 COLONIAL Court, Florence

2921 DAISY Drive, Florence, AZ, 85132 — assumable FHA mortgage at 3.77%
FHA
Active
45
$245,000$164,844 equity gap
Rate
3.77%
7.40%today
Payment
$497/mo
$742today
  • 3beds
  • 3baths
  • 1,538sqft

2921 DAISY Drive, Florence

23538 MUSTANG Way, Florence, AZ, 85132 — assumable VA mortgage at 6.94%
VA
Active
51
$475,000Potential short sale
Rate
6.94%
7.40%today
Payment
$3,347/mo
$3,505today
  • 4beds
  • 3baths
  • 2,125sqft

23538 MUSTANG Way, Florence

6385 PLEASANT OAK Court, Florence, AZ, 85132 — assumable FHA mortgage at 6.11%
FHA
Active
21
$355,000$26,479 equity gap
Rate
6.11%
7.40%today
Payment
$2,099/mo
$2,395today
  • 4beds
  • 2baths
  • 2,133sqft

6385 PLEASANT OAK Court, Florence

2699 DAISY Drive, Florence, AZ, 85132 — assumable VA mortgage at 6.19%
VA
Active
57
$370,000$24,602 equity gap
Rate
6.19%
7.40%today
Payment
$2,132/mo
$2,413today
  • 4beds
  • 3baths
  • 1,867sqft

2699 DAISY Drive, Florence

6688 VICTORY Way, Florence, AZ, 85132 — assumable FHA mortgage at 6.32%
FHA
Active
70
$387,500$22,127 equity gap
Rate
6.32%
7.40%today
Payment
$2,314/mo
$2,583today
  • 3beds
  • 2baths
  • 2,003sqft

6688 VICTORY Way, Florence

9458 COTTON Road, Florence, AZ, 85132 — assumable FHA mortgage at 6.99%
FHA
Active
41
$318,900$28,955 equity gap
Rate
6.99%
7.40%today
Payment
$1,974/mo
$2,057today
  • 3beds
  • 2baths
  • 1,542sqft

9458 COTTON Road, Florence

9434 COTTON Road, Florence, AZ, 85132 — assumable FHA mortgage at 6.43%
FHA
Active
25
$320,000$34,331 equity gap
Rate
6.43%
7.40%today
Payment
$1,864/mo
$2,057today
  • 3beds
  • 2baths
  • 1,599sqft

9434 COTTON Road, Florence

7729 SPRINGFIELD Way, Florence, AZ, 85132 — assumable FHA mortgage at 7.03%
FHA
Active
52
$365,000$53,338 equity gap
Rate
7.03%
7.40%today
Payment
$2,139/mo
$2,219today
  • 4beds
  • 3baths
  • 2,289sqft

7729 SPRINGFIELD Way, Florence

7280 CACTUS WREN Way, Florence, AZ, 85132 — assumable VA mortgage at 6.54%
VA
Active
51
$412,000$107,357 equity gap
Rate
6.54%
7.40%today
Payment
$2,014/mo
$2,197today
  • 2beds
  • 3baths
  • 2,297sqft

7280 CACTUS WREN Way, Florence

24619 BARN Circle, Florence, AZ, 85132 — assumable FHA mortgage at 5.52%
FHA
Active
23
$269,000Potential short sale
Rate
5.52%
7.40%today
Payment
$1,788/mo
$2,175today
  • 3beds
  • 2baths
  • 1,305sqft

24619 BARN Circle, Florence

7976 CANDLEWOOD Way, Florence, AZ, 85132 — assumable FHA mortgage at 6.81%
FHA
Active
21
$360,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,595/mo
$2,753today
  • 4beds
  • 2baths
  • 1,776sqft

7976 CANDLEWOOD Way, Florence

7924 CACTUS WREN Way, Florence, AZ, 85132 — assumable VA mortgage at 6.89%
VA
Active
32
$365,000$264,614 equity gap
Rate
6.89%
7.40%today
Payment
$669/mo
$704today
  • 2beds
  • 2baths
  • 1,622sqft

7924 CACTUS WREN Way, Florence

Assuming a mortgage in Florence

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$497 /mo
Median cash to assume
$117,687
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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eXp Realty

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UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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