Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Humboldt, AZ

31 homesFHA & VA loansrates from 2.25% vs 7.32% today

Humboldt assumption guide
12952 Madrid Street, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.90%
VA
Active
37
$445,000$71,887 equity gap
Rate
2.90%
7.32%today
Payment
$1,742/mo
$2,875today
  • 3beds
  • 2baths
  • 1,637sqft

12952 Madrid Street, Dewey-Humboldt

1375 Rabbit Ridge Road, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.25%
VA
Active
79
$725,000$311,359 equity gap
Rate
2.25%
7.32%today
Payment
$1,846/mo
$3,317today
  • 6beds
  • 4baths
  • 2,956sqft

1375 Rabbit Ridge Road, Dewey-Humboldt

15565 Devon Mont Lane, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.81%
VA
Active
47
$743,000$309,288 equity gap
Rate
2.81%
7.32%today
Payment
$2,057/mo
$3,435today
  • 3beds
  • 3baths
  • 2,768sqft

15565 Devon Mont Lane, Dewey-Humboldt

00 Nugget Patch Trail, Prescott, AZ, 86303 — assumable VA mortgage at 2.88%
VA
Active
18
$149,500Potential short sale
Rate
2.88%
7.32%today
Payment
$4,110/mo
$6,800today
  • —beds
  • —baths
  • —sqft

00 Nugget Patch Trail, Prescott

3861 Navajo Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.98%
FHA
Active
31
$319,500$165,651 equity gap
Rate
2.98%
7.32%today
Payment
$730/mo
$1,192today
  • 3beds
  • 2baths
  • 1,272sqft

3861 Navajo Drive, Prescott Valley

1750 LAVENDER SAGE Road, Dewey, AZ, 86327 — assumable VA mortgage at 3.16%
VA
Active
46
$634,000$293,733 equity gap
Rate
3.16%
7.32%today
Payment
$1,691/mo
$2,700today
  • 4beds
  • 2baths
  • 3,106sqft

1750 LAVENDER SAGE Road, Dewey

1053 Arrowhead Lane, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 4.99%
VA
Active
40
$420,000$40,740 equity gap
Rate
4.99%
7.32%today
Payment
$2,172/mo
$2,783today
  • 2beds
  • 2baths
  • 1,664sqft

1053 Arrowhead Lane, Dewey-Humboldt

17301 Gilead Way, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 3.61%
FHA
Active
19
$350,000$226,969 equity gap
Rate
3.61%
7.32%today
Payment
$651/mo
$982today
  • 3beds
  • 2baths
  • 1,188sqft

17301 Gilead Way, Dewey-Humboldt

3450 PLEASANT VIEW Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.63%
FHA
Active
33
$649,900$488,125 equity gap
Rate
3.63%
7.32%today
Payment
$1,075/mo
$1,619today
  • 3beds
  • 2baths
  • 2,126sqft

3450 PLEASANT VIEW Drive, Prescott Valley

3450 PLEASANT VIEW Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.63%
FHA
Active
36
$649,900$488,125 equity gap
Rate
3.63%
7.32%today
Payment
$1,075/mo
$1,619today
  • 3beds
  • 2baths
  • 2,126sqft

3450 PLEASANT VIEW Drive, Prescott Valley

10075 Dapple Grey Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 3.91%
FHA
Active
32
$269,900$198,369 equity gap
Rate
3.91%
7.32%today
Payment
$417/mo
$606today
  • 2beds
  • 2baths
  • 1,440sqft

10075 Dapple Grey Trail, Dewey-Humboldt

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$219,500$129,066 equity gap
Rate
4.03%
7.32%today
Payment
$525/mo
$752today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
22
$219,500$129,066 equity gap
Rate
4.03%
7.32%today
Payment
$525/mo
$752today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

10817 TURQUOISE Circle, Dewey, AZ, 86327 — assumable VA mortgage at 6.67%
VA
Active
23
$450,000Potential short sale
Rate
6.67%
7.32%today
Payment
$2,946/mo
$3,146today
  • 3beds
  • 2baths
  • 1,779sqft

10817 TURQUOISE Circle, Dewey

10817 Turquoise Circle, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 6.76%
VA
Active
29
$450,000Potential short sale
Rate
6.76%
7.32%today
Payment
$2,973/mo
$3,146today
  • 3beds
  • 2baths
  • 1,779sqft

10817 Turquoise Circle, Dewey-Humboldt

385 Dewey Road, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 6.85%
VA
Active
24
$359,000$9,543 equity gap
Rate
6.85%
7.32%today
Payment
$2,325/mo
$2,437today
  • 3beds
  • 2baths
  • 1,593sqft

385 Dewey Road, Dewey-Humboldt

1013 Fairway Drive, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 7.03%
FHA
Active
27
$350,000$34,025 equity gap
Rate
7.03%
7.32%today
Payment
$2,156/mo
$2,219today
  • 3beds
  • 3baths
  • 1,686sqft

1013 Fairway Drive, Dewey-Humboldt

1013 FAIRWAY Drive, Dewey, AZ, 86327 — assumable FHA mortgage at 7.03%
FHA
Active
27
$350,000$34,025 equity gap
Rate
7.03%
7.32%today
Payment
$2,156/mo
$2,219today
  • 3beds
  • 3baths
  • 1,686sqft

1013 FAIRWAY Drive, Dewey

8325 Lakeshore Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.65%
FHA
Active
24
$369,000$42,792 equity gap
Rate
6.65%
7.32%today
Payment
$2,129/mo
$2,279today
  • 3beds
  • 2baths
  • 1,020sqft

8325 Lakeshore Drive, Prescott Valley

2750 CEDAR SPRINGS Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
35
$375,000$41,347 equity gap
Rate
6.90%
7.32%today
Payment
$2,296/mo
$2,394today
  • 3beds
  • 2baths
  • 1,574sqft

2750 CEDAR SPRINGS Lane, Prescott Valley

2750 CEDAR SPRINGS Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
37
$375,000$41,347 equity gap
Rate
6.90%
7.32%today
Payment
$2,296/mo
$2,394today
  • 3beds
  • 2baths
  • 1,574sqft

2750 CEDAR SPRINGS Lane, Prescott Valley

3556 Needles Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.94%
FHA
Active
22
$364,900$63,860 equity gap
Rate
6.94%
7.32%today
Payment
$2,079/mo
$2,160today
  • 3beds
  • 2baths
  • 1,214sqft

3556 Needles Drive, Prescott Valley

6249 Country Road, Mayer, AZ, 86333 — assumable FHA mortgage at 6.37%
FHA
Active
51
$299,900$70,238 equity gap
Rate
6.37%
7.32%today
Payment
$1,439/mo
$1,585today
  • 3beds
  • 2baths
  • 1,440sqft

6249 Country Road, Mayer

9355 WOLF Road, Dewey, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,743 equity gap
Rate
6.89%
7.32%today
Payment
$2,008/mo
$2,097today
  • 3beds
  • 2baths
  • 1,308sqft

9355 WOLF Road, Dewey

9355 Wolf Road, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,743 equity gap
Rate
6.89%
7.32%today
Payment
$2,008/mo
$2,097today
  • 3beds
  • 2baths
  • 1,308sqft

9355 Wolf Road, Dewey-Humboldt

2810 Kings Highway, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.11%
FHA
Active
25
$324,900$187,442 equity gap
Rate
6.11%
7.32%today
Payment
$837/mo
$948today
  • 3beds
  • 2baths
  • 1,440sqft

2810 Kings Highway, Prescott Valley

2330 Aubrey Avenue, Humboldt, AZ, 86329 — assumable VA mortgage at 6.47%
VA
Active
28
$359,000$143,497 equity gap
Rate
6.47%
7.32%today
Payment
$1,358/mo
$1,480today
  • 3beds
  • 2baths
  • 1,512sqft

2330 Aubrey Avenue, Humboldt

11205 Ironwood Lane, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.51%
FHA
Active
52
$419,000$175,313 equity gap
Rate
6.51%
7.32%today
Payment
$2,705/mo
$2,937today
  • 3beds
  • 3baths
  • 2,216sqft

11205 Ironwood Lane, Dewey-Humboldt

11205 IRONWOOD Lane, Dewey, AZ, 86327 — assumable FHA mortgage at 6.51%
FHA
Active
50
$419,000$175,313 equity gap
Rate
6.51%
7.32%today
Payment
$2,705/mo
$2,937today
  • 3beds
  • 3baths
  • 2,217sqft

11205 IRONWOOD Lane, Dewey

9675 Sunset Drive, Mayer, AZ, 86333 — assumable FHA mortgage at 6.81%
FHA
Active
48
$225,000Potential short sale
Rate
6.81%
7.32%today
Payment
$1,648/mo
$1,735today
  • 3beds
  • 2baths
  • 2,345sqft

9675 Sunset Drive, Mayer

11248 Manzanita Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.88%
FHA
Active
42
$485,000$233,252 equity gap
Rate
6.88%
7.32%today
Payment
$1,762/mo
$1,837today
  • 3beds
  • 2baths
  • 1,774sqft

11248 Manzanita Trail, Dewey-Humboldt

Assuming a mortgage in Humboldt

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$417 /mo
Median cash to assume
$129,066
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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eXp Realty

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UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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