Cody Ramirez

Cody Ramirez

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Closed

$449,999

($184,064 down)
VA

2315 N 52ND Street UNIT 104, Phoenix, AZ 85008

3
3
1,654 sqft
PITI Monthly
$1,584.28 /mo

Listing courtesy of: Amanda Kenly, Munroe Multifamily

Assumed Rate

3.06%
7.52%

Principal & Interest

$1,227 /mo
$2,023 /mo

What's Special

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,584.28/mo
Estimated Loan Balance
$266,482
Cash to close
$184,064
Interest Paid
$31,848

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Other
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Other (See Remarks)
Materials
  • Painted, Stucco, Block
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder: WESTSTONE

Community & HOA

Community
  • Subdivision: RESIDENCES AT OAK CONDOMINIUMS 1ST AMD
  • Features: Gated Community, Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Residences At Oa
  • HOA Amenities: Unknown
  • HOA Fee: $390
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $272.07
  • Tax Annual Amount: $2491
  • On Market Date: 2025-02-26T20:50:24.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $184,064 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $184,064!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$265,935
Your Cash$184,064
Total Purchase Price:$449,999

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,227/mo
Traditional @ 7.5%
$2,023/mo
You save $796/month ($9,554/year)

MLS ID: 6826706

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-01T03:37:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Real estate listings held by brokerage firms other than agent name are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.52%

Principal & Interest

$1,227 /mo
$2,023 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,064 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $184,064!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$265,935
Your Cash$184,064
Total Purchase Price:$449,999

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,227/mo
Traditional @ 7.5%
$2,023/mo
You save $796/month ($9,554/year)
Follow Us
UME Realty Group
Agent/Broker
Cody RamirezUME Realty Group+14805991734cody@umerealtygroup.comMLS SA690269000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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