Cody Ramirez

Cody Ramirez

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$599,000

($200,991 down)
VA

917 W MCDOWELL Road, Phoenix, AZ 85007

4
2
1,922 sqft
PITI Monthly
$2,278.89 /mo

Listing courtesy of: Jimmy Alberto Dominguez, Realty ONE Group

Assumed Rate

2.74%
7.52%

Principal & Interest

$1,769 /mo
$3,041 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
HISTORIC

Embrace the timeless charm of this red-brick and block transitional ranch home, ideally located in the highly sought-after FQ Story neighborhood, known for its rich architectural character. This historic gem features original details such as 9-foot beveled ceilings, French doors, classic windows, and stained concrete floors. The living room's high-beamed ceilings and period wood-burning fireplace add warmth and elegance, complemented by a formal dining room with original built-ins. The spacious eat-in kitchen showcases a vintage gas range and a practical interior laundry area. With four sizable bedrooms, each offering cedar-lined walk-in closets, and two beautifully preserved bathrooms, this home provides both comfort and style. The oversized private lot is perfect for outdoo

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,278.89/mo
Estimated Loan Balance
$526,234
Cash to close
$200,991
Interest Paid
$45,489

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room
  • Flooring: Concrete

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1930
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: STORY ADDITION PLAT B
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $311.65
  • Tax Annual Amount: $4113
  • On Market Date: 2024-11-22T21:50:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $200,991 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $200,991!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$398,009
Your Cash$200,991
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,769/mo
Traditional @ 7.5%
$3,041/mo
You save $1,271/month ($15,253/year)

MLS ID: 6787378

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-21T19:09:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Real estate listings held by brokerage firms other than agent name are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.52%

Principal & Interest

$1,769 /mo
$3,041 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $200,991 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $200,991!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$398,009
Your Cash$200,991
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,769/mo
Traditional @ 7.5%
$3,041/mo
You save $1,271/month ($15,253/year)
Follow Us
UME Realty Group
Agent/Broker
Cody RamirezUME Realty Group+14805991734cody@umerealtygroup.comMLS SA690269000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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