Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Mesa, AZ

25 homesFHA & VA loansrates from 2.38% vs 7.32% today

Mesa assumption guide
2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable FHA mortgage at 2.375%
FHA
Active
20
$295,000$139,206 equity gap
Rate
2.375%
7.32%today
Payment
$699/mo
$1,236today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$400,000$118,451 equity gap
Rate
2.73%
7.32%today
Payment
$1,305/mo
$2,202today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

2226 FAIRVIEW Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 3.18%
FHA
Active
38
$420,000$124,187 equity gap
Rate
3.18%
7.32%today
Payment
$1,440/mo
$2,293today
  • 2beds
  • 2baths
  • 1,339sqft

2226 FAIRVIEW Avenue, Mesa

2646 IMPALA Avenue, Mesa, AZ, 85204 — assumable VA mortgage at 2.71%
VA
Active
41
$475,000$239,995 equity gap
Rate
2.71%
7.32%today
Payment
$1,097/mo
$1,856today
  • 4beds
  • 2baths
  • 1,488sqft

2646 IMPALA Avenue, Mesa

2124 3RD Drive, Mesa, AZ, 85204 — assumable FHA mortgage at 2.94%
FHA
Active
31
$519,900$232,160 equity gap
Rate
2.94%
7.32%today
Payment
$1,391/mo
$2,283today
  • 4beds
  • 3baths
  • 2,054sqft

2124 3RD Drive, Mesa

821 SPUR Circle, Mesa, AZ, 85203 — assumable VA mortgage at 2.94%
VA
Active
54
$445,000$306,503 equity gap
Rate
2.94%
7.32%today
Payment
$666/mo
$1,094today
  • 4beds
  • 2baths
  • 1,933sqft

821 SPUR Circle, Mesa

902 JUANITA Avenue, Gilbert, AZ, 85233 — assumable VA mortgage at 3.01%
VA
Active
34
$625,000$366,039 equity gap
Rate
3.01%
7.32%today
Payment
$1,261/mo
$2,052today
  • 4beds
  • 2baths
  • 2,051sqft

902 JUANITA Avenue, Gilbert

2065 3RD Drive, Mesa, AZ, 85204 — assumable VA mortgage at 5.22%
VA
Active
15
$359,000Potential short sale
Rate
5.22%
7.32%today
Payment
$2,224/mo
$2,776today
  • 3beds
  • 2baths
  • 1,199sqft

2065 3RD Drive, Mesa

218 25TH Street, Mesa, AZ, 85213 — assumable FHA mortgage at 4.99%
FHA
Active
33
$395,000$40,541 equity gap
Rate
4.99%
7.32%today
Payment
$2,027/mo
$2,597today
  • 4beds
  • 2baths
  • 1,464sqft

218 25TH Street, Mesa

2455 Broadway Road #103, Mesa, AZ, 85204 — assumable FHA mortgage at 5.22%
FHA
Active
24
$315,000$37,789 equity gap
Rate
5.22%
7.32%today
Payment
$1,621/mo
$2,023today
  • 3beds
  • 2baths
  • 1,269sqft

2455 Broadway Road #103, Mesa

1842 GROVE Circle, Mesa, AZ, 85204 — assumable VA mortgage at 6.44%
VA
Active
39
$420,000$6,680 equity gap
Rate
6.44%
7.32%today
Payment
$2,644/mo
$2,892today
  • 3beds
  • 2baths
  • 1,590sqft

1842 GROVE Circle, Mesa

808 WINTHROP Circle, Mesa, AZ, 85213 — assumable VA mortgage at 6.50%
VA
Active
34
$479,900$9,377 equity gap
Rate
6.50%
7.32%today
Payment
$3,038/mo
$3,302today
  • 3beds
  • 2baths
  • 1,586sqft

808 WINTHROP Circle, Mesa

723 SPENCER --, Mesa, AZ, 85204 — assumable VA mortgage at 6.09%
VA
Active
31
$430,000$25,690 equity gap
Rate
6.09%
7.32%today
Payment
$2,504/mo
$2,842today
  • 3beds
  • 2baths
  • 1,270sqft

723 SPENCER --, Mesa

1443 Pepper Pl Place, Mesa, AZ, 85203 — assumable VA mortgage at 6.50%
VA
Active
33
$490,000$31,449 equity gap
Rate
6.50%
7.32%today
Payment
$2,937/mo
$3,192today
  • 4beds
  • 2baths
  • 1,902sqft

1443 Pepper Pl Place, Mesa

941 HUDSON Way, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.87%
FHA
Active
8
$445,000$30,366 equity gap
Rate
6.87%
7.32%today
Payment
$2,785/mo
$2,914today
  • 3beds
  • 2baths
  • 1,377sqft

941 HUDSON Way, Gilbert

2601 HOPI Avenue, Mesa, AZ, 85204 — assumable VA mortgage at 6.95%
VA
Active
17
$419,999$32,413 equity gap
Rate
6.95%
7.32%today
Payment
$2,621/mo
$2,720today
  • 3beds
  • 2baths
  • 1,343sqft

2601 HOPI Avenue, Mesa

2062 DOWNING Street, Mesa, AZ, 85213 — assumable FHA mortgage at 6.36%
FHA
Active
76
$575,000$77,876 equity gap
Rate
6.36%
7.32%today
Payment
$3,242/mo
$3,575today
  • 3beds
  • 2baths
  • 1,742sqft

2062 DOWNING Street, Mesa

1546 FLOWER Circle, Mesa, AZ, 85204 — assumable FHA mortgage at 6.89%
FHA
Active
57
$485,000$49,740 equity gap
Rate
6.89%
7.32%today
Payment
$2,907/mo
$3,035today
  • 4beds
  • 2baths
  • 1,714sqft

1546 FLOWER Circle, Mesa

2251 ASPEN Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 5.15%
FHA
Active
20
$360,000$305,118 equity gap
Rate
5.15%
7.32%today
Payment
$492/mo
$619today
  • 3beds
  • 2baths
  • 1,125sqft

2251 ASPEN Avenue, Mesa

1502 EMERALD Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 6.50%
FHA
Active
4
$410,000$96,587 equity gap
Rate
6.50%
7.32%today
Payment
$1,990/mo
$2,163today
  • 3beds
  • 2baths
  • 1,367sqft

1502 EMERALD Avenue, Mesa

1023 BROADWAY Road, Mesa, AZ, 85204 — assumable FHA mortgage at 6.50%
FHA
Active
27
$439,900$127,532 equity gap
Rate
6.50%
7.32%today
Payment
$2,017/mo
$2,192today
  • 3beds
  • 3baths
  • 1,669sqft

1023 BROADWAY Road, Mesa

1347 2ND Street, Mesa, AZ, 85203 — assumable FHA mortgage at 6.54%
FHA
Active
35
$425,000$87,448 equity gap
Rate
6.54%
7.32%today
Payment
$2,229/mo
$2,413today
  • 4beds
  • 3baths
  • 2,297sqft

1347 2ND Street, Mesa

220 22nd Place #2059, Mesa, AZ, 85213 — assumable FHA mortgage at 5.50%
FHA
Active
38
$239,000$203,671 equity gap
Rate
5.50%
7.32%today
Payment
$513/mo
$620today
  • 2beds
  • 2baths
  • 1,155sqft

220 22nd Place #2059, Mesa

981 HUDSON Way, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.77%
FHA
Active
32
$425,000$412,441 equity gap
Rate
6.77%
7.32%today
Payment
$87/mo
$91today
  • 3beds
  • 2baths
  • 1,377sqft

981 HUDSON Way, Gilbert

1833 BOISE Street, Mesa, AZ, 85203 — assumable FHA mortgage at 7.07%
FHA
Active
31
$349,900$340,744 equity gap
Rate
7.07%
7.32%today
Payment
$568/mo
$582today
  • 3beds
  • 2baths
  • 1,048sqft

1833 BOISE Street, Mesa

Assuming a mortgage in Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 1 of the 25 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$492 /mo
Median cash to assume
$107,519
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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eXp Realty

Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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