Cody Ramirez

Cody Ramirez

Assumable homes for sale in Mesa, AZ

16 homesFHA & VA loansrates from 2.94% vs 7.32% today

Mesa assumption guide
3134 MCKELLIPS Road #178, Mesa, AZ, 85213 — assumable FHA mortgage at 2.98%
FHA
Active
22
$280,000$51,448 equity gap
Rate
2.98%
7.32%today
Payment
$1,084/mo
$1,771today
  • 2beds
  • 2baths
  • 874sqft

3134 MCKELLIPS Road #178, Mesa

2124 3RD Drive, Mesa, AZ, 85204 — assumable FHA mortgage at 2.94%
FHA
Active
31
$519,900$232,160 equity gap
Rate
2.94%
7.32%today
Payment
$1,391/mo
$2,283today
  • 4beds
  • 3baths
  • 2,054sqft

2124 3RD Drive, Mesa

3134 ENCANTO Street, Mesa, AZ, 85213 — assumable VA mortgage at 3.07%
VA
Active
46
$725,000$516,087 equity gap
Rate
3.07%
7.32%today
Payment
$1,026/mo
$1,657today
  • 4beds
  • 3baths
  • 2,844sqft

3134 ENCANTO Street, Mesa

525 VAL VISTA Drive #30, Mesa, AZ, 85213 — assumable FHA mortgage at 3.16%
FHA
Active
29
$485,000$216,583 equity gap
Rate
3.16%
7.32%today
Payment
$1,331/mo
$2,125today
  • 3beds
  • 2baths
  • 1,735sqft

525 VAL VISTA Drive #30, Mesa

1517 MCLELLAN Road, Mesa, AZ, 85203 — assumable VA mortgage at 3.18%
VA
Active
37
$499,990$208,972 equity gap
Rate
3.18%
7.32%today
Payment
$1,449/mo
$2,308today
  • 4beds
  • 3baths
  • 2,044sqft

1517 MCLELLAN Road, Mesa

2848 BROWN Road #30, Mesa, AZ, 85213 — assumable FHA mortgage at 3.23%
FHA
Active
39
$355,000$185,497 equity gap
Rate
3.23%
7.32%today
Payment
$849/mo
$1,343today
  • 3beds
  • 2baths
  • 1,322sqft

2848 BROWN Road #30, Mesa

843 WINTHROP Circle, Mesa, AZ, 85213 — assumable VA mortgage at 3.51%
VA
Active
41
$815,000$633,485 equity gap
Rate
3.51%
7.32%today
Payment
$1,200/mo
$1,834today
  • 5beds
  • 3baths
  • 3,208sqft

843 WINTHROP Circle, Mesa

218 25TH Street, Mesa, AZ, 85213 — assumable FHA mortgage at 4.99%
FHA
Active
33
$395,000$40,541 equity gap
Rate
4.99%
7.32%today
Payment
$2,027/mo
$2,597today
  • 4beds
  • 2baths
  • 1,464sqft

218 25TH Street, Mesa

808 WINTHROP Circle, Mesa, AZ, 85213 — assumable VA mortgage at 6.50%
VA
Active
34
$479,900$9,377 equity gap
Rate
6.50%
7.32%today
Payment
$3,038/mo
$3,302today
  • 3beds
  • 2baths
  • 1,586sqft

808 WINTHROP Circle, Mesa

3345 UNIVERSITY Drive #74, Mesa, AZ, 85213 — assumable VA mortgage at 6.85%
VA
Active
32
$270,000Potential short sale
Rate
6.85%
7.32%today
Payment
$1,782/mo
$1,868today
  • 2beds
  • 2baths
  • 1,051sqft

3345 UNIVERSITY Drive #74, Mesa

48 Maple --, Mesa, AZ, 85205 — assumable FHA mortgage at 5.52%
FHA
Active
52
$439,000$77,377 equity gap
Rate
5.52%
7.32%today
Payment
$2,189/mo
$2,642today
  • 3beds
  • 2baths
  • 1,320sqft

48 Maple --, Mesa

2062 DOWNING Street, Mesa, AZ, 85213 — assumable FHA mortgage at 6.36%
FHA
Active
76
$575,000$77,876 equity gap
Rate
6.36%
7.32%today
Payment
$3,242/mo
$3,575today
  • 3beds
  • 2baths
  • 1,742sqft

2062 DOWNING Street, Mesa

2251 ASPEN Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 5.15%
FHA
Active
20
$360,000$305,118 equity gap
Rate
5.15%
7.32%today
Payment
$492/mo
$619today
  • 3beds
  • 2baths
  • 1,125sqft

2251 ASPEN Avenue, Mesa

220 22nd Place #2059, Mesa, AZ, 85213 — assumable FHA mortgage at 5.50%
FHA
Active
38
$239,000$203,671 equity gap
Rate
5.50%
7.32%today
Payment
$513/mo
$620today
  • 2beds
  • 2baths
  • 1,155sqft

220 22nd Place #2059, Mesa

2051 KAEL Circle, Mesa, AZ, 85213 — assumable VA mortgage at 6.88%
VA
Active
62
$889,000$285,889 equity gap
Rate
6.88%
7.32%today
Payment
$4,059/mo
$4,242today
  • 3beds
  • 3baths
  • 2,692sqft

2051 KAEL Circle, Mesa

1833 BOISE Street, Mesa, AZ, 85203 — assumable FHA mortgage at 7.07%
FHA
Active
31
$349,900$340,744 equity gap
Rate
7.07%
7.32%today
Payment
$568/mo
$582today
  • 3beds
  • 2baths
  • 1,048sqft

1833 BOISE Street, Mesa

Assuming a mortgage in Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.94%
Lowest existing payment
$492 /mo
Median cash to assume
$206,322
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.