Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Peoria, AZ

200 homesFHA & VA loansrates from 2.20% vs 7.32% today

Peoria assumption guide
8803 Orchid Lane, Peoria, AZ, 85345 — assumable VA mortgage at 2.50%
VA
Active
12
$409,999$90,070 equity gap
Rate
2.50%
7.32%today
Payment
$1,442/mo
$2,507today
  • 3beds
  • 2baths
  • 1,931sqft

8803 Orchid Lane, Peoria

6330 SANDRA Terrace, Glendale, AZ, 85306 — assumable FHA mortgage at 3.00%
FHA
Active
22
$379,900$100,675 equity gap
Rate
3.00%
7.32%today
Payment
$1,345/mo
$2,192today
  • 3beds
  • 2baths
  • 1,394sqft

6330 SANDRA Terrace, Glendale

13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.25%
VA
Active
43
$505,000$226,949 equity gap
Rate
2.25%
7.32%today
Payment
$1,237/mo
$2,224today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

5819 WETHERSFIELD Drive, Glendale, AZ, 85304 — assumable VA mortgage at 2.25%
VA
Active
37
$583,000$296,110 equity gap
Rate
2.25%
7.32%today
Payment
$1,251/mo
$2,249today
  • 5beds
  • 3baths
  • 3,055sqft

5819 WETHERSFIELD Drive, Glendale

12645 COLTER Street, Litchfield Park, AZ, 85340 — assumable VA mortgage at 5.25%
VA
Active
45
$400,000Potential short sale
Rate
5.25%
7.32%today
Payment
$2,324/mo
$2,891today
  • 4beds
  • 3baths
  • 2,025sqft

12645 COLTER Street, Litchfield Park

14458 POWDERHORN Drive, Surprise, AZ, 85374 — assumable VA mortgage at 4.875%
VA
Active
70
$525,000$91,574 equity gap
Rate
4.875%
7.32%today
Payment
$2,341/mo
$3,039today
  • 3beds
  • 3baths
  • 2,114sqft

14458 POWDERHORN Drive, Surprise

12402 EDGEMONT Avenue, Avondale, AZ, 85392 — assumable FHA mortgage at 3.625%
FHA
Active
25
$389,990$185,621 equity gap
Rate
3.625%
7.32%today
Payment
$1,093/mo
$1,646today
  • 4beds
  • 2baths
  • 1,642sqft

12402 EDGEMONT Avenue, Avondale

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$520,328 equity gap
Rate
3.75%
7.32%today
Payment
$3,590/mo
$5,325today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

7051 LINCOLN Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.84%
FHATop pick
Active
25
$299,000$10,459 equity gap
Rate
2.84%
7.32%today
Payment
$1,338/mo
$2,226today
  • 3beds
  • 3baths
  • 1,744sqft

7051 LINCOLN Street, Peoria

14404 WETHERSFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$599,000$12,229 equity gap
Rate
3.10%
7.32%today
Payment
$2,783/mo
$4,476today
  • 4beds
  • 4baths
  • 3,064sqft

14404 WETHERSFIELD Road, Surprise

4051 PALOMINO Road, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHATop pick
Active
26
$162,500$12,710 equity gap
Rate
2.87%
7.32%today
Payment
$700/mo
$1,160today
  • 2beds
  • 1baths
  • 924sqft

4051 PALOMINO Road, Phoenix

3746 EVA Street, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.99%
FHATop pick
Active
41
$360,000$30,507 equity gap
Rate
2.99%
7.32%today
Payment
$1,550/mo
$2,529today
  • 3beds
  • 2baths
  • 1,538sqft

3746 EVA Street, Phoenix

5906 GOLDEN Lane, Glendale, AZ, 85302 — assumable FHA mortgage at 3.07%
FHATop pick
Active
25
$217,000$16,835 equity gap
Rate
3.07%
7.32%today
Payment
$948/mo
$1,531today
  • 2beds
  • 1baths
  • 924sqft

5906 GOLDEN Lane, Glendale

2607 COOLIDGE Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.45%
FHATop pick
Active
23
$210,000Potential short sale
Rate
3.45%
7.32%today
Payment
$1,034/mo
$1,592today
  • 3beds
  • 2baths
  • 1,196sqft

2607 COOLIDGE Street, Phoenix

5002 41ST Avenue, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
17
$157,500$19,902 equity gap
Rate
2.87%
7.32%today
Payment
$643/mo
$1,066today
  • 2beds
  • 1baths
  • 924sqft

5002 41ST Avenue, Phoenix

4136 CORRINE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 2.87%
FHA
Active
42
$359,000$62,228 equity gap
Rate
2.87%
7.32%today
Payment
$1,384/mo
$2,293today
  • 3beds
  • 2baths
  • 1,248sqft

4136 CORRINE Drive, Phoenix

12419 SAN MIGUEL Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 2.87%
FHA
Active
38
$399,900$67,037 equity gap
Rate
2.87%
7.32%today
Payment
$1,553/mo
$2,572today
  • 4beds
  • 3baths
  • 2,272sqft

12419 SAN MIGUEL Avenue, Litchfield Park

4663 KRALL Street, Glendale, AZ, 85301 — assumable FHA mortgage at 2.88%
FHA
Active
25
$200,000$35,939 equity gap
Rate
2.88%
7.32%today
Payment
$764/mo
$1,265today
  • 3beds
  • 1baths
  • 1,064sqft

4663 KRALL Street, Glendale

7821 21ST Avenue, Phoenix, AZ, 85021 — assumable FHA mortgage at 2.93%
FHA
Active
23
$359,900$55,447 equity gap
Rate
2.93%
7.32%today
Payment
$1,436/mo
$2,361today
  • 3beds
  • 3baths
  • 1,634sqft

7821 21ST Avenue, Phoenix

8301 21ST Drive #F203, Phoenix, AZ, 85021 — assumable FHA mortgage at 2.96%
FHA
Active
24
$219,800$37,026 equity gap
Rate
2.96%
7.32%today
Payment
$865/mo
$1,416today
  • 2beds
  • 2baths
  • 1,282sqft

8301 21ST Drive #F203, Phoenix

1642 KRISTAL Way, Phoenix, AZ, 85027 — assumable FHA mortgage at 2.99%
FHA
Active
25
$350,000$68,832 equity gap
Rate
2.99%
7.32%today
Payment
$1,323/mo
$2,158today
  • 2beds
  • 1baths
  • 958sqft

1642 KRISTAL Way, Phoenix

3602 64TH Drive, Phoenix, AZ, 85033 — assumable FHA mortgage at 3.01%
FHA
Active
31
$345,000$60,849 equity gap
Rate
3.01%
7.32%today
Payment
$1,343/mo
$2,185today
  • 4beds
  • 2baths
  • 1,708sqft

3602 64TH Drive, Phoenix

10459 PASADENA Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%
FHA
Active
13
$325,000$52,655 equity gap
Rate
3.05%
7.32%today
Payment
$1,290/mo
$2,088today
  • 3beds
  • 2baths
  • 1,107sqft

10459 PASADENA Avenue, Glendale

3214 MOHAWK Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.05%
VA
Active
30
$360,000$59,344 equity gap
Rate
3.05%
7.32%today
Payment
$1,421/mo
$2,301today
  • 2beds
  • 2baths
  • 1,056sqft

3214 MOHAWK Lane, Phoenix

8717 CLARENDON Avenue, Phoenix, AZ, 85037 — assumable VA mortgage at 3.55%
VA
Active
25
$315,000$8,514 equity gap
Rate
3.55%
7.32%today
Payment
$1,521/mo
$2,312today
  • 3beds
  • 2baths
  • 1,325sqft

8717 CLARENDON Avenue, Phoenix

12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$310,000$45,465 equity gap
Rate
3.07%
7.32%today
Payment
$1,253/mo
$2,023today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$410,000$73,734 equity gap
Rate
3.07%
7.32%today
Payment
$1,593/mo
$2,572today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

11802 HACIENDA Drive, Sun City, AZ, 85351 — assumable VA mortgage at 3.08%
VA
Active
21
$270,000$44,981 equity gap
Rate
3.08%
7.32%today
Payment
$1,086/mo
$1,752today
  • 2beds
  • 2baths
  • 1,371sqft

11802 HACIENDA Drive, Sun City

3411 IRMA Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.08%
VA
Active
19
$325,000$61,263 equity gap
Rate
3.08%
7.32%today
Payment
$1,270/mo
$2,048today
  • 2beds
  • 2baths
  • 1,094sqft

3411 IRMA Lane, Phoenix

6327 34TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 3.09%
VA
Active
28
$320,000$46,728 equity gap
Rate
3.09%
7.32%today
Payment
$1,300/mo
$2,094today
  • 3beds
  • 2baths
  • 1,557sqft

6327 34TH Lane, Phoenix

10433 LAURIE Lane, Peoria, AZ, 85345 — assumable FHA mortgage at 3.10%
FHA
Active
36
$339,900$57,587 equity gap
Rate
3.10%
7.32%today
Payment
$1,342/mo
$2,158today
  • 2beds
  • 2baths
  • 1,243sqft

10433 LAURIE Lane, Peoria

2512 48TH Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.10%
FHA
Active
12
$359,000$69,629 equity gap
Rate
3.10%
7.32%today
Payment
$1,375/mo
$2,212today
  • 3beds
  • 2baths
  • 1,142sqft

2512 48TH Drive, Phoenix

6524 DESERT COVE Avenue, Glendale, AZ, 85304 — assumable FHA mortgage at 3.12%
FHA
Active
34
$365,000$37,761 equity gap
Rate
3.12%
7.32%today
Payment
$1,555/mo
$2,496today
  • 3beds
  • 2baths
  • 1,299sqft

6524 DESERT COVE Avenue, Glendale

2551 73RD Drive, Phoenix, AZ, 85035 — assumable FHA mortgage at 3.22%
FHA
Active
38
$359,000$40,085 equity gap
Rate
3.22%
7.32%today
Payment
$1,533/mo
$2,428today
  • 3beds
  • 3baths
  • 1,675sqft

2551 73RD Drive, Phoenix

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$70,456 equity gap
Rate
3.25%
7.32%today
Payment
$1,602/mo
$2,529today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$47,376 equity gap
Rate
3.49%
7.32%today
Payment
$2,377/mo
$3,641today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

Assuming a mortgage in Peoria

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 8 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.20%
Lowest existing payment
$316 /mo
Median cash to assume
$144,996
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
eXp Realty logo

eXp Realty

Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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