Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Phoenix, AZ

29 homesFHA & VA loansrates from 2.68% vs 7.40% today

Phoenix assumption guide
3746 EVA Street, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.99%
FHATop pick
Active
41
$360,000$30,507 equity gap
Rate
2.99%
7.40%today
Payment
$1,550/mo
$2,549today
  • 3beds
  • 2baths
  • 1,538sqft

3746 EVA Street, Phoenix

4136 CORRINE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 2.87%
FHA
Active
42
$359,000$62,228 equity gap
Rate
2.87%
7.40%today
Payment
$1,384/mo
$2,311today
  • 3beds
  • 2baths
  • 1,248sqft

4136 CORRINE Drive, Phoenix

4224 NORTH Lane, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.68%
FHA
Active
29
$365,000$169,296 equity gap
Rate
2.68%
7.40%today
Payment
$909/mo
$1,555today
  • 3beds
  • 2baths
  • 1,878sqft

4224 NORTH Lane, Phoenix

3119 COCHISE Drive #149, Phoenix, AZ, 85051 — assumable VA mortgage at 2.87%
VA
Active
26
$170,900$113,802 equity gap
Rate
2.87%
7.40%today
Payment
$394/mo
$618today
  • 2beds
  • 2baths
  • 969sqft

3119 COCHISE Drive #149, Phoenix

3421 PERSHING Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 2.90%
FHA
Active
22
$444,900$278,502 equity gap
Rate
2.90%
7.40%today
Payment
$827/mo
$1,342today
  • 3beds
  • 2baths
  • 1,700sqft

3421 PERSHING Avenue, Phoenix

3411 REDFIELD Road, Phoenix, AZ, 85053 — assumable FHA mortgage at 2.99%
FHA
Active
24
$425,000$215,001 equity gap
Rate
2.99%
7.40%today
Payment
$1,020/mo
$1,678today
  • 4beds
  • 2baths
  • 1,632sqft

3411 REDFIELD Road, Phoenix

3502 IRONWOOD Drive, Phoenix, AZ, 85051 — assumable VA mortgage at 3.08%
VA
Active
30
$500,000$258,146 equity gap
Rate
3.08%
7.40%today
Payment
$1,167/mo
$1,898today
  • 4beds
  • 2baths
  • 2,452sqft

3502 IRONWOOD Drive, Phoenix

3049 SUNNYSIDE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 3.18%
FHA
Active
32
$399,000$252,059 equity gap
Rate
3.18%
7.40%today
Payment
$802/mo
$1,245today
  • 3beds
  • 2baths
  • 1,979sqft

3049 SUNNYSIDE Drive, Phoenix

2918 CHRISTY Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 3.29%
FHA
Active
9
$290,000$116,436 equity gap
Rate
3.29%
7.40%today
Payment
$880/mo
$1,394today
  • 2beds
  • 2baths
  • 1,563sqft

2918 CHRISTY Drive, Phoenix

4402 DESERT COVE Avenue, Glendale, AZ, 85304 — assumable FHA mortgage at 3.45%
FHA
Active
33
$360,000$270,123 equity gap
Rate
3.45%
7.40%today
Payment
$587/mo
$911today
  • 3beds
  • 2baths
  • 1,600sqft

4402 DESERT COVE Avenue, Glendale

4348 Garden Drive, Glendale, AZ, 85304 — assumable FHA mortgage at 3.65%
FHA
Active
24
$385,000$169,198 equity gap
Rate
3.65%
7.40%today
Payment
$1,141/mo
$1,727today
  • 3beds
  • 2baths
  • 1,444sqft

4348 Garden Drive, Glendale

4013 CHOLLA Street, Phoenix, AZ, 85029 — assumable VA mortgage at 3.81%
VA
Active
30
$385,000$247,511 equity gap
Rate
3.81%
7.40%today
Payment
$834/mo
$1,237today
  • 3beds
  • 2baths
  • 1,483sqft

4013 CHOLLA Street, Phoenix

3338 CORRINE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 4.01%
FHA
Active
37
$369,000$244,260 equity gap
Rate
4.01%
7.40%today
Payment
$737/mo
$1,067today
  • 3beds
  • 2baths
  • 1,560sqft

3338 CORRINE Drive, Phoenix

2022 ASTER Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 5.41%
FHA
Active
24
$415,000$49,701 equity gap
Rate
5.41%
7.40%today
Payment
$2,180/mo
$2,685today
  • 4beds
  • 2baths
  • 1,477sqft

2022 ASTER Drive, Phoenix

2914 REDFIELD Road, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.27%
FHA
Active
13
$390,000$16,049 equity gap
Rate
6.27%
7.40%today
Payment
$2,411/mo
$2,706today
  • 4beds
  • 3baths
  • 1,763sqft

2914 REDFIELD Road, Phoenix

3749 DAILEY Street, Phoenix, AZ, 85053 — assumable VA mortgage at 6.50%
VA
Active
43
$340,998$12,416 equity gap
Rate
6.50%
7.40%today
Payment
$2,109/mo
$2,310today
  • 2beds
  • 1baths
  • 1,221sqft

3749 DAILEY Street, Phoenix

15016 27TH Drive, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.50%
FHA
Active
21
$366,900$21,252 equity gap
Rate
6.50%
7.40%today
Payment
$2,232/mo
$2,445today
  • 3beds
  • 2baths
  • 1,400sqft

15016 27TH Drive, Phoenix

2511 WILLOW Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.64%
FHA
Active
27
$325,000$17,288 equity gap
Rate
6.64%
7.40%today
Payment
$2,029/mo
$2,191today
  • 3beds
  • 2baths
  • 1,194sqft

2511 WILLOW Avenue, Phoenix

3844 CARIBBEAN Lane, Phoenix, AZ, 85053 — assumable FHA mortgage at 6.65%
FHA
Active
28
$355,000$30,840 equity gap
Rate
6.65%
7.40%today
Payment
$2,168/mo
$2,339today
  • 3beds
  • 2baths
  • 1,250sqft

3844 CARIBBEAN Lane, Phoenix

3018 LUPINE Avenue, Phoenix, AZ, 85029 — assumable VA mortgage at 4.57%
VA
Active
46
$409,000$211,551 equity gap
Rate
4.57%
7.40%today
Payment
$1,190/mo
$1,613today
  • 3beds
  • 2baths
  • 1,875sqft

3018 LUPINE Avenue, Phoenix

14851 25TH Drive #14, Phoenix, AZ, 85023 — assumable FHA mortgage at 6.48%
FHA
Active
30
$314,000$36,700 equity gap
Rate
6.48%
7.40%today
Payment
$1,827/mo
$2,006today
  • 3beds
  • 2baths
  • 1,205sqft

14851 25TH Drive #14, Phoenix

2045 CHOLLA Street, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.92%
FHA
Active
23
$300,000$41,496 equity gap
Rate
6.92%
7.40%today
Payment
$1,782/mo
$1,870today
  • 2beds
  • 1baths
  • 1,050sqft

2045 CHOLLA Street, Phoenix

4126 SWEETWATER Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.93%
FHA
Active
44
$474,000$75,290 equity gap
Rate
6.93%
7.40%today
Payment
$2,676/mo
$2,805today
  • 3beds
  • 2baths
  • 1,640sqft

4126 SWEETWATER Avenue, Phoenix

4040 SWEETWATER Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 5.22%
FHA
Active
55
$479,000$168,157 equity gap
Rate
5.22%
7.40%today
Payment
$1,820/mo
$2,290today
  • 3beds
  • 2baths
  • 1,632sqft

4040 SWEETWATER Avenue, Phoenix

3131 COCHISE Drive #257, Phoenix, AZ, 85051 — assumable VA mortgage at 5.22%
VA
Active
31
$119,800Potential short sale
Rate
5.22%
7.40%today
Payment
$936/mo
$1,177today
  • 1beds
  • 1baths
  • 728sqft

3131 COCHISE Drive #257, Phoenix

3941 DESERT HILLS Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.50%
FHA
Active
40
$410,000$129,115 equity gap
Rate
6.50%
7.40%today
Payment
$1,801/mo
$1,973today
  • 3beds
  • 2baths
  • 1,958sqft

3941 DESERT HILLS Drive, Phoenix

3819 MERCER Lane, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.23%
FHA
Active
21
$393,100Potential short sale
Rate
6.23%
7.40%today
Payment
$2,413/mo
$2,719today
  • 3beds
  • 2baths
  • 1,587sqft

3819 MERCER Lane, Phoenix

2908 CORRINE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 6.33%
FHA
Active
16
$330,000$22,422 equity gap
Rate
6.33%
7.40%today
Payment
$2,000/mo
$2,230today
  • 3beds
  • 2baths
  • 1,577sqft

2908 CORRINE Drive, Phoenix

3141 DESERT COVE Avenue, Phoenix, AZ, 85029 — assumable FHA mortgage at 7.06%
FHA
Active
16
$345,000Potential short sale
Rate
7.06%
7.40%today
Payment
$2,662/mo
$2,753today
  • 3beds
  • 2baths
  • 1,540sqft

3141 DESERT COVE Avenue, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$394 /mo
Median cash to assume
$113,802
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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eXp Realty

Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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