Cody Ramirez

Cody Ramirez

Assumable homes for sale in Prescott Valley, AZ

5 homesFHA & VA loansrates from 2.90% vs 7.32% today

Prescott Valley assumption guide
12952 Madrid Street, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.90%
VA
Active
37
$445,000$71,887 equity gap
Rate
2.90%
7.32%today
Payment
$1,742/mo
$2,875today
  • 3beds
  • 2baths
  • 1,637sqft

12952 Madrid Street, Dewey-Humboldt

385 Dewey Road, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 6.85%
VA
Active
24
$359,000$9,543 equity gap
Rate
6.85%
7.32%today
Payment
$2,325/mo
$2,437today
  • 3beds
  • 2baths
  • 1,593sqft

385 Dewey Road, Dewey-Humboldt

1013 Fairway Drive, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 7.03%
FHA
Active
27
$350,000$34,025 equity gap
Rate
7.03%
7.32%today
Payment
$2,156/mo
$2,219today
  • 3beds
  • 3baths
  • 1,686sqft

1013 Fairway Drive, Dewey-Humboldt

1013 FAIRWAY Drive, Dewey, AZ, 86327 — assumable FHA mortgage at 7.03%
FHA
Active
27
$350,000$34,025 equity gap
Rate
7.03%
7.32%today
Payment
$2,156/mo
$2,219today
  • 3beds
  • 3baths
  • 1,686sqft

1013 FAIRWAY Drive, Dewey

11248 Manzanita Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.88%
FHA
Active
42
$485,000$233,252 equity gap
Rate
6.88%
7.32%today
Payment
$1,762/mo
$1,837today
  • 3beds
  • 2baths
  • 1,774sqft

11248 Manzanita Trail, Dewey-Humboldt

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$1,742 /mo
Median cash to assume
$34,025
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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eXp Realty

Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.