Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Berthoud, CO

74 homesFHA & VA loansrates from 2.25% vs 7.32% today

Berthoud assumption guide
117 35th SW Street, Loveland, CO, 80537 — assumable VA mortgage at 2.25%
VA
Active
45
$575,000$255,117 equity gap
Rate
2.25%
7.32%today
Payment
$1,427/mo
$2,565today
  • 4beds
  • 2baths
  • 2,080sqft

117 35th SW Street, Loveland

45 Sebring Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$399,000$71,620 equity gap
Rate
2.96%
7.32%today
Payment
$1,553/mo
$2,543today
  • 3beds
  • 4baths
  • 2,406sqft

45 Sebring Lane, Johnstown

3855 Arrowwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.98%
FHA
Active
16
$460,000$71,726 equity gap
Rate
2.98%
7.32%today
Payment
$1,821/mo
$2,974today
  • 3beds
  • 3baths
  • 1,884sqft

3855 Arrowwood Lane, Johnstown

2372 Kerry Street, Mead, CO, 80542 — assumable VA mortgage at 3.56%
VA
Active
18
$545,000$23,451 equity gap
Rate
3.56%
7.32%today
Payment
$2,596/mo
$3,942today
  • 3beds
  • 2baths
  • 1,979sqft

2372 Kerry Street, Mead

218 Cowbell Drive, Berthoud, CO, 80513 — assumable FHA mortgage at 3.07%
FHA
Active
19
$529,000$70,064 equity gap
Rate
3.07%
7.32%today
Payment
$2,174/mo
$3,510today
  • 4beds
  • 3baths
  • 1,826sqft

218 Cowbell Drive, Berthoud

225 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.07%
FHA
Active
47
$499,000$69,531 equity gap
Rate
3.07%
7.32%today
Payment
$2,030/mo
$3,278today
  • 5beds
  • 3baths
  • 2,716sqft

225 Swallow Road, Johnstown

1018 Gabriella Lane, Berthoud, CO, 80513 — assumable VA mortgage at 2.79%
VA
Active
50
$732,000$165,015 equity gap
Rate
2.79%
7.32%today
Payment
$2,621/mo
$4,388today
  • 5beds
  • 4baths
  • 4,150sqft

1018 Gabriella Lane, Berthoud

2502 Courtney Drive, Loveland, CO, 80537 — assumable FHA mortgage at 2.80%
FHA
Active
50
$550,000$137,742 equity gap
Rate
2.80%
7.32%today
Payment
$1,912/mo
$3,197today
  • 4beds
  • 4baths
  • 2,952sqft

2502 Courtney Drive, Loveland

2150 Kerry Street, Mead, CO, 80542 — assumable VA mortgage at 2.81%
VA
Active
24
$537,900$113,406 equity gap
Rate
2.81%
7.32%today
Payment
$1,994/mo
$3,330today
  • 3beds
  • 2baths
  • 1,979sqft

2150 Kerry Street, Mead

16733 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.87%
FHA
Active
24
$475,000$135,141 equity gap
Rate
2.87%
7.32%today
Payment
$1,589/mo
$2,632today
  • 3beds
  • 3baths
  • 1,982sqft

16733 Beaumont Boulevard, Mead

2138 Blue Duck Drive, Loveland, CO, 80537 — assumable FHA mortgage at 2.87%
FHA
Active
17
$530,000$119,756 equity gap
Rate
2.87%
7.32%today
Payment
$1,913/mo
$3,170today
  • 5beds
  • 4baths
  • 2,480sqft

2138 Blue Duck Drive, Loveland

767 19th Street, Loveland, CO, 80537 — assumable FHA mortgage at 2.99%
FHA
Active
18
$399,500$103,298 equity gap
Rate
2.99%
7.32%today
Payment
$1,442/mo
$2,353today
  • 4beds
  • 2baths
  • 1,281sqft

767 19th Street, Loveland

216 2nd Street, Mead, CO, 80542 — assumable VA mortgage at 3.07%
VA
Active
25
$424,900$102,058 equity gap
Rate
3.07%
7.32%today
Payment
$1,529/mo
$2,469today
  • 3beds
  • 2baths
  • 1,486sqft

216 2nd Street, Mead

3579 Barkwood Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
27
$375,000Potential short sale
Rate
4.17%
7.32%today
Payment
$2,000/mo
$2,819today
  • 2beds
  • 3baths
  • 1,448sqft

3579 Barkwood Drive, Johnstown

16746 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.74%
FHA
Active
46
$539,900$201,886 equity gap
Rate
2.74%
7.32%today
Payment
$1,580/mo
$2,662today
  • 4beds
  • 3baths
  • 2,267sqft

16746 Beaumont Boulevard, Mead

3618 Teakwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 3.09%
FHA
Active
43
$485,000$181,591 equity gap
Rate
3.09%
7.32%today
Payment
$1,466/mo
$2,361today
  • 3beds
  • 3baths
  • 1,677sqft

3618 Teakwood Lane, Johnstown

4347 Bluffview Drive, Loveland, CO, 80537 — assumable FHA mortgage at 3.14%
FHA
Active
38
$579,900$176,701 equity gap
Rate
3.14%
7.32%today
Payment
$1,981/mo
$3,136today
  • 2beds
  • 3baths
  • 1,752sqft

4347 Bluffview Drive, Loveland

3741 Barnard Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
46
$539,900$100,777 equity gap
Rate
4.17%
7.32%today
Payment
$2,320/mo
$3,271today
  • 4beds
  • 3baths
  • 2,131sqft

3741 Barnard Lane, Johnstown

2488 Anemonie Court, Loveland, CO, 80537 — assumable VA mortgage at 2.60%
VA
Active
49
$600,000$332,885 equity gap
Rate
2.60%
7.32%today
Payment
$1,229/mo
$2,109today
  • 4beds
  • 3baths
  • 2,194sqft

2488 Anemonie Court, Loveland

4116 14th Street, Loveland, CO, 80537 — assumable VA mortgage at 2.65%
VA
Active
50
$1,400,000$1,008,164 equity gap
Rate
2.65%
7.32%today
Payment
$1,813/mo
$3,091today
  • 4beds
  • 3baths
  • 3,731sqft

4116 14th Street, Loveland

4980 Getaway Drive, Berthoud, CO, 80513 — assumable VA mortgage at 2.77%
VA
Active
50
$2,295,000$1,820,791 equity gap
Rate
2.77%
7.32%today
Payment
$2,229/mo
$3,741today
  • 4beds
  • 4baths
  • 5,986sqft

4980 Getaway Drive, Berthoud

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
50
$765,000$369,135 equity gap
Rate
2.88%
7.32%today
Payment
$1,887/mo
$3,123today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
40
$765,000$369,135 equity gap
Rate
2.88%
7.32%today
Payment
$1,887/mo
$3,123today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

405 Bimson Avenue, Berthoud, CO, 80513 — assumable VA mortgage at 2.99%
VA
Active
43
$899,000$390,185 equity gap
Rate
2.99%
7.32%today
Payment
$2,427/mo
$3,959today
  • 5beds
  • 3baths
  • 3,031sqft

405 Bimson Avenue, Berthoud

180 Darlington Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.03%
VA
Active
48
$500,000$216,786 equity gap
Rate
3.03%
7.32%today
Payment
$1,382/mo
$2,243today
  • 3beds
  • 4baths
  • 3,386sqft

180 Darlington Lane, Johnstown

2743 Tallgrass Lane, Berthoud, CO, 80513 — assumable FHA mortgage at 3.33%
FHA
Active
32
$465,000$163,747 equity gap
Rate
3.33%
7.32%today
Payment
$1,531/mo
$2,392today
  • 3beds
  • 3baths
  • 2,160sqft

2743 Tallgrass Lane, Berthoud

2609 Anemonie Drive, Loveland, CO, 80537 — assumable VA mortgage at 3.47%
VA
Active
48
$489,000$309,791 equity gap
Rate
3.47%
7.32%today
Payment
$926/mo
$1,422today
  • 3beds
  • 3baths
  • 1,838sqft

2609 Anemonie Drive, Loveland

2177 Burbank Street, Berthoud, CO, 80513 — assumable VA mortgage at 3.49%
VA
Active
48
$875,000$618,812 equity gap
Rate
3.49%
7.32%today
Payment
$1,730/mo
$2,649today
  • 4beds
  • 3baths
  • 3,757sqft

2177 Burbank Street, Berthoud

2811 Mango Place, Loveland, CO, 80537 — assumable FHA mortgage at 3.50%
FHA
Active
27
$214,700$214,700 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 896sqft

2811 Mango Place, Loveland

1314 22nd Street, Loveland, CO, 80537 — assumable FHA mortgage at 3.50%
FHA
Active
30
$380,000$229,465 equity gap
Rate
3.50%
7.32%today
Payment
$881/mo
$1,347today
  • 4beds
  • 2baths
  • 1,695sqft

1314 22nd Street, Loveland

459 Promontory Drive, Loveland, CO, 80537 — assumable FHA mortgage at 3.50%
FHA
Active
40
$615,000$502,683 equity gap
Rate
3.50%
7.32%today
Payment
$750/mo
$1,148today
  • 3beds
  • 3baths
  • 2,459sqft

459 Promontory Drive, Loveland

5901 Sunrise Place, Mead, CO, 80504 — assumable FHA mortgage at 4.875%
FHA
Active
29
$610,000$85,641 equity gap
Rate
4.875%
7.32%today
Payment
$2,884/mo
$3,743today
  • 3beds
  • 3baths
  • 2,391sqft

5901 Sunrise Place, Mead

2431 Nicholson Street, Berthoud, CO, 80513 — assumable VA mortgage at 5.10%
VA
Active
33
$625,000$37,218 equity gap
Rate
5.10%
7.32%today
Payment
$3,421/mo
$4,328today
  • 4beds
  • 3baths
  • 2,222sqft

2431 Nicholson Street, Berthoud

1016 Jennifer Drive, Loveland, CO, 80537 — assumable FHA mortgage at 3.78%
FHA
Active
27
$489,000$320,498 equity gap
Rate
3.78%
7.32%today
Payment
$1,050/mo
$1,551today
  • 4beds
  • 2baths
  • 2,378sqft

1016 Jennifer Drive, Loveland

761 Muturu Road, Johnstown, CO, 80534 — assumable VA mortgage at 5.62%
VA
Active
34
$440,000Potential short sale
Rate
5.62%
7.32%today
Payment
$2,675/mo
$3,194today
  • 3beds
  • 2baths
  • 1,755sqft

761 Muturu Road, Johnstown

705 Country Acres Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 5.22%
FHA
Active
31
$459,900$67,052 equity gap
Rate
5.22%
7.32%today
Payment
$2,297/mo
$2,867today
  • 5beds
  • 3baths
  • 2,231sqft

705 Country Acres Drive, Johnstown

Assuming a mortgage in Berthoud

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 1 of the 74 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$750 /mo
Median cash to assume
$128,719
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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