Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Berthoud, CO

12 homesFHA & VA loansrates from 2.79% vs 7.32% today

Berthoud assumption guide
218 Cowbell Drive, Berthoud, CO, 80513 — assumable FHA mortgage at 3.07%
FHA
Active
19
$529,000$70,064 equity gap
Rate
3.07%
7.32%today
Payment
$2,174/mo
$3,510today
  • 4beds
  • 3baths
  • 1,826sqft

218 Cowbell Drive, Berthoud

1018 Gabriella Lane, Berthoud, CO, 80513 — assumable VA mortgage at 2.79%
VA
Active
50
$732,000$165,015 equity gap
Rate
2.79%
7.32%today
Payment
$2,621/mo
$4,388today
  • 5beds
  • 4baths
  • 4,150sqft

1018 Gabriella Lane, Berthoud

405 Bimson Avenue, Berthoud, CO, 80513 — assumable VA mortgage at 2.99%
VA
Active
43
$899,000$390,185 equity gap
Rate
2.99%
7.32%today
Payment
$2,427/mo
$3,959today
  • 5beds
  • 3baths
  • 3,031sqft

405 Bimson Avenue, Berthoud

2743 Tallgrass Lane, Berthoud, CO, 80513 — assumable FHA mortgage at 3.33%
FHA
Active
32
$465,000$163,747 equity gap
Rate
3.33%
7.32%today
Payment
$1,531/mo
$2,392today
  • 3beds
  • 3baths
  • 2,160sqft

2743 Tallgrass Lane, Berthoud

2177 Burbank Street, Berthoud, CO, 80513 — assumable VA mortgage at 3.49%
VA
Active
48
$875,000$618,812 equity gap
Rate
3.49%
7.32%today
Payment
$1,730/mo
$2,649today
  • 4beds
  • 3baths
  • 3,757sqft

2177 Burbank Street, Berthoud

2431 Nicholson Street, Berthoud, CO, 80513 — assumable VA mortgage at 5.10%
VA
Active
33
$625,000$37,218 equity gap
Rate
5.10%
7.32%today
Payment
$3,421/mo
$4,328today
  • 4beds
  • 3baths
  • 2,222sqft

2431 Nicholson Street, Berthoud

652 Lake Avenue, Berthoud, CO, 80513 — assumable FHA mortgage at 4.04%
FHA
Active
36
$400,000$256,513 equity gap
Rate
4.04%
7.32%today
Payment
$902/mo
$1,292today
  • 2beds
  • 2baths
  • 1,736sqft

652 Lake Avenue, Berthoud

770 Grays Peak Lane, Berthoud, CO, 80513 — assumable VA mortgage at 4.16%
VA
Active
33
$525,000$309,386 equity gap
Rate
4.16%
7.32%today
Payment
$1,407/mo
$1,986today
  • 4beds
  • 3baths
  • 2,245sqft

770 Grays Peak Lane, Berthoud

309 Pyramid Peak Street, Berthoud, CO, 80513 — assumable FHA mortgage at 6.58%
FHA
Active
45
$460,000$13,242 equity gap
Rate
6.58%
7.32%today
Payment
$2,847/mo
$3,069today
  • 3beds
  • 3baths
  • 1,377sqft

309 Pyramid Peak Street, Berthoud

225 Dorothy Drive, Berthoud, CO, 80513 — assumable FHA mortgage at 6.96%
FHA
Active
48
$560,000$56,955 equity gap
Rate
6.96%
7.32%today
Payment
$3,447/mo
$3,573today
  • 3beds
  • 2baths
  • 1,708sqft

225 Dorothy Drive, Berthoud

722 Crossbill Drive, Berthoud, CO, 80513 — assumable FHA mortgage at 5.81%
FHA
Active
50
$500,000$67,563 equity gap
Rate
5.81%
7.32%today
Payment
$2,693/mo
$3,150today
  • 4beds
  • 4baths
  • 1,632sqft

722 Crossbill Drive, Berthoud

406 Iowa Avenue, Berthoud, CO, 80513 — assumable VA mortgage at 7.57%
VA
Active
47
$609,900$187,946 equity gap
Rate
7.57%
7.32%today
Payment
$3,058/mo
$2,984today
  • 4beds
  • 3baths
  • 3,172sqft

406 Iowa Avenue, Berthoud

Assuming a mortgage in Berthoud

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$902 /mo
Median cash to assume
$164,381
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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