Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Centennial, CO

200 homesFHA & VA loansrates from 2.38% vs 7.32% today

Centennial assumption guide
4066 Atchison Way #102, Aurora, CO, 80014 — assumable FHA mortgage at 3.82%
FHA
Active
47
$210,000$39,568 equity gap
Rate
3.82%
7.32%today
Payment
$931/mo
$1,369today
  • 2beds
  • 1baths
  • 1,062sqft

4066 Atchison Way #102, Aurora

12546 Cornell Avenue #301, Aurora, CO, 80014 — assumable FHA mortgage at 2.67%
FHATop pick
Active
14
$180,000Potential short sale
Rate
2.67%
7.32%today
Payment
$853/mo
$1,450today
  • 2beds
  • 2baths
  • 1,016sqft

12546 Cornell Avenue #301, Aurora

5672 Lowell Boulevard, Littleton, CO, 80123 — assumable FHA mortgage at 2.90%
FHATop pick
Active
16
$348,000$6,630 equity gap
Rate
2.90%
7.32%today
Payment
$1,594/mo
$2,631today
  • 3beds
  • 3baths
  • 1,785sqft

5672 Lowell Boulevard, Littleton

4987 Lake Avenue, Centennial, CO, 80121 — assumable FHA mortgage at 2.99%
FHATop pick
Active
48
$925,000Potential short sale
Rate
2.99%
7.32%today
Payment
$4,674/mo
$7,625today
  • 4beds
  • 4baths
  • 3,014sqft

4987 Lake Avenue, Centennial

5751 Ithaca Place #4, Denver, CO, 80237 — assumable VA mortgage at 2.90%
VATop pick
Active
41
$369,900$31,809 equity gap
Rate
2.90%
7.32%today
Payment
$1,575/mo
$2,599today
  • 2beds
  • 2baths
  • 1,845sqft

5751 Ithaca Place #4, Denver

3727 Cactus Creek Court #104, Highlands Ranch, CO, 80126 — assumable FHA mortgage at 3.10%
FHATop pick
Active
17
$344,500$25,133 equity gap
Rate
3.10%
7.32%today
Payment
$1,518/mo
$2,442today
  • 2beds
  • 2baths
  • 1,078sqft

3727 Cactus Creek Court #104, Highlands Ranch

5561 Quemoy Circle, Aurora, CO, 80015 — assumable FHA mortgage at 3.14%
FHATop pick
Active
34
$435,000$38,588 equity gap
Rate
3.14%
7.32%today
Payment
$1,896/mo
$3,035today
  • 3beds
  • 3baths
  • 1,640sqft

5561 Quemoy Circle, Aurora

4645 Lowell Boulevard #F, Denver, CO, 80236 — assumable VA mortgage at 2.71%
VA
Active
26
$195,000$33,961 equity gap
Rate
2.71%
7.32%today
Payment
$752/mo
$1,272today
  • 2beds
  • 2baths
  • 927sqft

4645 Lowell Boulevard #F, Denver

2424 Salida Way, Aurora, CO, 80013 — assumable FHA mortgage at 2.78%
FHA
Active
34
$580,000$112,946 equity gap
Rate
2.78%
7.32%today
Payment
$2,162/mo
$3,623today
  • 6beds
  • 4baths
  • 3,394sqft

2424 Salida Way, Aurora

3626 Granby Way #L10, Aurora, CO, 80014 — assumable FHA mortgage at 2.79%
FHA
Active
39
$219,000$28,406 equity gap
Rate
2.79%
7.32%today
Payment
$896/mo
$1,499today
  • 2beds
  • 1baths
  • 993sqft

3626 Granby Way #L10, Aurora

19303 College Drive #205, Aurora, CO, 80013 — assumable VA mortgage at 2.80%
VA
Active
50
$249,000$32,363 equity gap
Rate
2.80%
7.32%today
Payment
$1,005/mo
$1,680today
  • 2beds
  • 1baths
  • 974sqft

19303 College Drive #205, Aurora

2682 Easter Avenue, Littleton, CO, 80122 — assumable FHA mortgage at 2.84%
FHA
Active
27
$410,000$59,379 equity gap
Rate
2.84%
7.32%today
Payment
$1,626/mo
$2,705today
  • 3beds
  • 2baths
  • 1,474sqft

2682 Easter Avenue, Littleton

4317 Netherland Court, Aurora, CO, 80015 — assumable FHA mortgage at 2.875%
FHA
Active
36
$474,900$76,295 equity gap
Rate
2.875%
7.32%today
Payment
$1,882/mo
$3,115today
  • 3beds
  • 4baths
  • 2,565sqft

4317 Netherland Court, Aurora

3903 Quemoy Way, Aurora, CO, 80018 — assumable FHA mortgage at 2.88%
FHA
Active
45
$599,000$107,986 equity gap
Rate
2.88%
7.32%today
Payment
$2,303/mo
$3,811today
  • 6beds
  • 4baths
  • 3,411sqft

3903 Quemoy Way, Aurora

3623 Rosewalk Circle, Highlands Ranch, CO, 80129 — assumable FHA mortgage at 2.90%
FHA
Active
44
$660,000$96,036 equity gap
Rate
2.90%
7.32%today
Payment
$2,616/mo
$4,317today
  • 4beds
  • 4baths
  • 2,733sqft

3623 Rosewalk Circle, Highlands Ranch

3869 Himalaya Way, Aurora, CO, 80013 — assumable FHA mortgage at 2.93%
FHA
Active
16
$449,000$57,560 equity gap
Rate
2.93%
7.32%today
Payment
$1,846/mo
$3,035today
  • 3beds
  • 3baths
  • 1,591sqft

3869 Himalaya Way, Aurora

3812 Fraser Street, Aurora, CO, 80014 — assumable VA mortgage at 2.95%
VA
Active
26
$370,000$62,445 equity gap
Rate
2.95%
7.32%today
Payment
$1,457/mo
$2,389today
  • 3beds
  • 2baths
  • 1,440sqft

3812 Fraser Street, Aurora

5101 Washington Street, Littleton, CO, 80121 — assumable FHA mortgage at 2.96%
FHA
Active
28
$449,900$80,837 equity gap
Rate
2.96%
7.32%today
Payment
$1,750/mo
$2,867today
  • 2beds
  • 2baths
  • 800sqft

5101 Washington Street, Littleton

4494 Pagosa Circle, Aurora, CO, 80015 — assumable FHA mortgage at 3.00%
FHA
Active
36
$419,000$80,661 equity gap
Rate
3.00%
7.32%today
Payment
$1,594/mo
$2,597today
  • 3beds
  • 1baths
  • 862sqft

4494 Pagosa Circle, Aurora

2842 Centennial Drive #I, Littleton, CO, 80123 — assumable VA mortgage at 3.03%
VA
Active
37
$290,000$37,818 equity gap
Rate
3.03%
7.32%today
Payment
$1,228/mo
$1,992today
  • 2beds
  • 1baths
  • 980sqft

2842 Centennial Drive #I, Littleton

2380 Waco Court, Aurora, CO, 80013 — assumable VA mortgage at 3.56%
VA
Active
$524,900Potential short sale
Rate
3.56%
7.32%today
Payment
$2,647/mo
$4,019today
  • 4beds
  • 3baths
  • 3,027sqft

2380 Waco Court, Aurora

4013 Carson Street #B, Aurora, CO, 80014 — assumable VA mortgage at 3.07%
VA
Active
37
$430,000$43,838 equity gap
Rate
3.07%
7.32%today
Payment
$1,829/mo
$2,954today
  • 4beds
  • 2baths
  • 1,732sqft

4013 Carson Street #B, Aurora

15137 Nassau Avenue, Aurora, CO, 80014 — assumable FHA mortgage at 3.22%
FHA
Active
34
$550,000$86,346 equity gap
Rate
3.22%
7.32%today
Payment
$2,223/mo
$3,523today
  • 4beds
  • 4baths
  • 3,202sqft

15137 Nassau Avenue, Aurora

2685 Dayton Way #138, Denver, CO, 80231 — assumable FHA mortgage at 3.45%
FHA
Active
38
$405,000$32,265 equity gap
Rate
3.45%
7.32%today
Payment
$1,829/mo
$2,816today
  • 3beds
  • 2baths
  • 1,820sqft

2685 Dayton Way #138, Denver

8412 Galvani Trail #B, Highlands Ranch, CO, 80129 — assumable FHA mortgage at 3.56%
FHA
Active
42
$465,000$46,982 equity gap
Rate
3.56%
7.32%today
Payment
$2,085/mo
$3,166today
  • 2beds
  • 3baths
  • 1,294sqft

8412 Galvani Trail #B, Highlands Ranch

2682 Cathay Way #109, Aurora, CO, 80013 — assumable FHA mortgage at 2.65%
FHA
Active
18
$239,000$59,040 equity gap
Rate
2.65%
7.32%today
Payment
$833/mo
$1,420today
  • 2beds
  • 1baths
  • 900sqft

2682 Cathay Way #109, Aurora

17391 Layton Drive, Aurora, CO, 80015 — assumable VA mortgage at 2.68%
VA
Active
48
$399,000$98,621 equity gap
Rate
2.68%
7.32%today
Payment
$1,395/mo
$2,368today
  • 3beds
  • 2baths
  • 1,088sqft

17391 Layton Drive, Aurora

6303 Prescott Street, Littleton, CO, 80120 — assumable FHA mortgage at 2.68%
FHA
Active
47
$530,000$118,836 equity gap
Rate
2.68%
7.32%today
Payment
$1,914/mo
$3,249today
  • 4beds
  • 2baths
  • 1,919sqft

6303 Prescott Street, Littleton

4942 Rifle Court, Aurora, CO, 80015 — assumable FHA mortgage at 2.81%
FHA
Active
29
$395,000$109,677 equity gap
Rate
2.81%
7.32%today
Payment
$1,353/mo
$2,260today
  • 3beds
  • 1baths
  • 854sqft

4942 Rifle Court, Aurora

2443 Williams Street, Denver, CO, 80210 — assumable FHA mortgage at 2.87%
FHA
Active
23
$520,000$95,448 equity gap
Rate
2.87%
7.32%today
Payment
$1,985/mo
$3,288today
  • 3beds
  • 2baths
  • 1,052sqft

2443 Williams Street, Denver

20130 Edinborough Court, Parker, CO, 80138 — assumable VA mortgage at 2.87%
VA
Active
34
$599,000$134,689 equity gap
Rate
2.87%
7.32%today
Payment
$2,171/mo
$3,596today
  • 4beds
  • 3baths
  • 2,272sqft

20130 Edinborough Court, Parker

4603 Nepal Way, Aurora, CO, 80015 — assumable FHA mortgage at 2.87%
FHA
Active
29
$540,000$127,173 equity gap
Rate
2.87%
7.32%today
Payment
$1,925/mo
$3,190today
  • 3beds
  • 3baths
  • 1,951sqft

4603 Nepal Way, Aurora

16534 Fire Fly Avenue, Parker, CO, 80134 — assumable FHA mortgage at 2.90%
FHA
Active
48
$724,900$215,094 equity gap
Rate
2.90%
7.32%today
Payment
$2,364/mo
$3,902today
  • 4beds
  • 4baths
  • 2,987sqft

16534 Fire Fly Avenue, Parker

3448 Kalispell Street, Aurora, CO, 80013 — assumable VA mortgage at 2.94%
VA
Active
50
$485,000$141,123 equity gap
Rate
2.94%
7.32%today
Payment
$1,658/mo
$2,722today
  • 4beds
  • 2baths
  • 2,040sqft

3448 Kalispell Street, Aurora

3750 Genoa Circle #C, Aurora, CO, 80013 — assumable VA mortgage at 2.96%
VA
Active
24
$369,000$100,223 equity gap
Rate
2.96%
7.32%today
Payment
$1,281/mo
$2,097today
  • 4beds
  • 2baths
  • 1,753sqft

3750 Genoa Circle #C, Aurora

4221 Quintero Way, Aurora, CO, 80013 — assumable FHA mortgage at 2.99%
FHA
Active
39
$435,000$93,905 equity gap
Rate
2.99%
7.32%today
Payment
$1,619/mo
$2,642today
  • 3beds
  • 2baths
  • 1,606sqft

4221 Quintero Way, Aurora

Assuming a mortgage in Centennial

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$435 /mo
Median cash to assume
$152,630
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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