Cody Ramirez

Cody Ramirez

Assumable homes for sale in Dumont, CO

8 homesFHA & VA loansrates from 2.79% vs 7.32% today

Dumont assumption guide
832 Vernon Drive, Central City, CO, 80427 — assumable FHA mortgage at 2.96%
FHA
Active
39
$495,000$112,044 equity gap
Rate
2.96%
7.32%today
Payment
$1,812/mo
$2,968today
  • 3beds
  • 4baths
  • 2,108sqft

832 Vernon Drive, Central City

1263 Nevadaville Road, Central City, CO, 80247 — assumable FHA mortgage at 3.06%
FHA
Active
48
$545,000$169,126 equity gap
Rate
3.06%
7.32%today
Payment
$1,806/mo
$2,921today
  • 4beds
  • 3baths
  • 2,301sqft

1263 Nevadaville Road, Central City

940 Spring Gulch Road, Idaho Springs, CO, 80452 — assumable VA mortgage at 2.79%
VA
Active
50
$935,000$423,791 equity gap
Rate
2.79%
7.32%today
Payment
$2,402/mo
$4,021today
  • 3beds
  • 3baths
  • 3,651sqft

940 Spring Gulch Road, Idaho Springs

33 Juniper Circle, Black Hawk, CO, 80422 — assumable FHA mortgage at 3.55%
FHA
Active
18
$415,000$338,399 equity gap
Rate
3.55%
7.32%today
Payment
$524/mo
$796today
  • 3beds
  • 3baths
  • 1,678sqft

33 Juniper Circle, Black Hawk

1447 Coyote Circle, Black Hawk, CO, 80422 — assumable FHA mortgage at 4.18%
FHA
Active
50
$795,000$449,502 equity gap
Rate
4.18%
7.32%today
Payment
$2,156/mo
$3,035today
  • 3beds
  • 3baths
  • 4,142sqft

1447 Coyote Circle, Black Hawk

644 Virginia Street, Idaho Springs, CO, 80452 — assumable VA mortgage at 6.95%
VA
Active
42
$469,000$23,109 equity gap
Rate
6.95%
7.32%today
Payment
$3,043/mo
$3,158today
  • 3beds
  • 2baths
  • 991sqft

644 Virginia Street, Idaho Springs

1901 Clear Creek Drive #B302, Georgetown, CO, 80444 — assumable FHA mortgage at 4.78%
FHA
Active
25
$375,000$309,463 equity gap
Rate
4.78%
7.32%today
Payment
$573/mo
$752today
  • 3beds
  • 2baths
  • 1,175sqft

1901 Clear Creek Drive #B302, Georgetown

300 Rose Street, Georgetown, CO, 80444 — assumable VA mortgage at 6.74%
VA
Active
50
$900,000$381,090 equity gap
Rate
6.74%
7.32%today
Payment
$3,402/mo
$3,606today
  • 5beds
  • 3baths
  • 3,732sqft

300 Rose Street, Georgetown

Assuming a mortgage in Dumont

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$524 /mo
Median cash to assume
$323,931
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.