Cody Ramirez

Cody Ramirez

Assumable homes for sale in Fort Collins, CO

5 homesFHA & VA loansrates from 2.25% vs 7.32% today

Fort Collins assumption guide
5015 Rose Court, Fort Collins, CO, 80528 — assumable FHA mortgage at 2.25%
FHA
Active
40
$695,000$177,782 equity gap
Rate
2.25%
7.32%today
Payment
$2,033/mo
$3,654today
  • 5beds
  • 3baths
  • 2,656sqft

5015 Rose Court, Fort Collins

6087 Holstein Drive, Fort Collins, CO, 80528 — assumable VA mortgage at 4.99%
VA
Active
49
$554,900Potential short sale
Rate
4.99%
7.32%today
Payment
$3,083/mo
$3,949today
  • 5beds
  • 3baths
  • 2,730sqft

6087 Holstein Drive, Fort Collins

5002 Northern Lights Drive #C, Fort Collins, CO, 80528 — assumable FHA mortgage at 3.31%
FHA
Active
19
$290,000$208,599 equity gap
Rate
3.31%
7.32%today
Payment
$538/mo
$843today
  • 1beds
  • 1baths
  • 967sqft

5002 Northern Lights Drive #C, Fort Collins

8294 Annapolis Drive, Windsor, CO, 80528 — assumable FHA mortgage at 3.92%
FHA
Active
$846,900$540,104 equity gap
Rate
3.92%
7.32%today
Payment
$1,770/mo
$2,572today
  • 1beds
  • —baths
  • 3,423sqft

8294 Annapolis Drive, Windsor

4490 Haymill Court, Timnath, CO, 80547 — assumable FHA mortgage at 5.25%
FHA
Active
38
$518,000$69,577 equity gap
Rate
5.25%
7.32%today
Payment
$2,571/mo
$3,198today
  • 4beds
  • 3baths
  • 2,309sqft

4490 Haymill Court, Timnath

Assuming a mortgage in Fort Collins

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$538 /mo
Median cash to assume
$193,191
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.