Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Frederick, CO

100 homesFHA & VA loansrates from 2.50% vs 7.32% today

Frederick assumption guide
5328 Spalding Place, Frederick, CO, 80504 — assumable FHA mortgage at 2.84%
FHATop pick
Active
38
$360,000$32,855 equity gap
Rate
2.84%
7.32%today
Payment
$1,521/mo
$2,529today
  • 3beds
  • 3baths
  • 1,577sqft

5328 Spalding Place, Frederick

1601 Great Western Drive #4, Longmont, CO, 80501 — assumable FHA mortgage at 2.84%
FHA
Active
23
$326,000$50,273 equity gap
Rate
2.84%
7.32%today
Payment
$1,282/mo
$2,132today
  • 3beds
  • 3baths
  • 1,734sqft

1601 Great Western Drive #4, Longmont

805 Summer Hawk Drive #66, Longmont, CO, 80504 — assumable VA mortgage at 2.90%
VA
Active
17
$379,900$56,468 equity gap
Rate
2.90%
7.32%today
Payment
$1,507/mo
$2,487today
  • 2beds
  • 2baths
  • 1,140sqft

805 Summer Hawk Drive #66, Longmont

1225 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.07%
FHA
Active
45
$415,000$82,384 equity gap
Rate
3.07%
7.32%today
Payment
$1,579/mo
$2,550today
  • 4beds
  • 4baths
  • 1,955sqft

1225 Baker Street, Longmont

366 Beckwourth Avenue, Fort Lupton, CO, 80621 — assumable FHA mortgage at 3.07%
FHA
Active
40
$414,900$78,879 equity gap
Rate
3.07%
7.32%today
Payment
$1,592/mo
$2,570today
  • 3beds
  • 2baths
  • 1,133sqft

366 Beckwourth Avenue, Fort Lupton

17638 Olive Street, Broomfield, CO, 80023 — assumable FHA mortgage at 2.70%
FHA
Active
33
$475,000$130,956 equity gap
Rate
2.70%
7.32%today
Payment
$1,624/mo
$2,717today
  • 2beds
  • 3baths
  • 1,467sqft

17638 Olive Street, Broomfield

17603 Drake Street, Broomfield, CO, 80023 — assumable VA mortgage at 2.88%
VA
Active
50
$750,000$153,832 equity gap
Rate
2.88%
7.32%today
Payment
$2,765/mo
$4,575today
  • 4beds
  • 3baths
  • 2,477sqft

17603 Drake Street, Broomfield

5433 Bauer Drive, Frederick, CO, 80504 — assumable FHA mortgage at 2.96%
FHA
Active
38
$499,000$112,997 equity gap
Rate
2.96%
7.32%today
Payment
$1,831/mo
$2,998today
  • 3beds
  • 3baths
  • 1,903sqft

5433 Bauer Drive, Frederick

7384 Blue River Avenue, Frederick, CO, 80530 — assumable FHA mortgage at 2.99%
FHA
Active
43
$485,000$97,905 equity gap
Rate
2.99%
7.32%today
Payment
$1,838/mo
$2,998today
  • 3beds
  • 3baths
  • 1,980sqft

7384 Blue River Avenue, Frederick

6370 Red Cedar Street #10, Frederick, CO, 80530 — assumable FHA mortgage at 3.02%
FHA
Active
26
$270,000$66,932 equity gap
Rate
3.02%
7.32%today
Payment
$967/mo
$1,572today
  • 3beds
  • 2baths
  • 1,483sqft

6370 Red Cedar Street #10, Frederick

1353 Reynolds Street #17B, Fort Lupton, CO, 80621 — assumable FHA mortgage at 3.10%
FHA
Active
22
$375,000$82,661 equity gap
Rate
3.10%
7.32%today
Payment
$1,386/mo
$2,230today
  • 3beds
  • 3baths
  • 1,440sqft

1353 Reynolds Street #17B, Fort Lupton

1353 Reynolds Street #17B, Fort Lupton, CO, 80621 — assumable FHA mortgage at 3.10%
FHA
Active
22
$375,000$82,661 equity gap
Rate
3.10%
7.32%today
Payment
$1,386/mo
$2,230today
  • 3beds
  • 3baths
  • 1,440sqft

1353 Reynolds Street #17B, Fort Lupton

913 Cottonwood Court, Fort Lupton, CO, 80621 — assumable FHA mortgage at 3.69%
FHA
Active
28
$459,900$89,854 equity gap
Rate
3.69%
7.32%today
Payment
$1,864/mo
$2,786today
  • 3beds
  • 2baths
  • 1,564sqft

913 Cottonwood Court, Fort Lupton

7265 Ellingwood Avenue, Frederick, CO, 80504 — assumable FHA mortgage at 3.47%
FHA
Active
39
$475,000$118,414 equity gap
Rate
3.47%
7.32%today
Payment
$1,843/mo
$2,829today
  • 3beds
  • 3baths
  • 1,980sqft

7265 Ellingwood Avenue, Frederick

12953 Crane River Drive, Firestone, CO, 80504 — assumable VA mortgage at 2.50%
VA
Active
42
$649,000$211,981 equity gap
Rate
2.50%
7.32%today
Payment
$1,956/mo
$3,400today
  • 4beds
  • 4baths
  • 3,177sqft

12953 Crane River Drive, Firestone

12882 Crane River Drive, Firestone, CO, 80504 — assumable FHA mortgage at 2.73%
FHA
Active
49
$565,000$185,675 equity gap
Rate
2.73%
7.32%today
Payment
$1,771/mo
$2,988today
  • 4beds
  • 3baths
  • 2,598sqft

12882 Crane River Drive, Firestone

7735 Primrose Green #164, Frederick, CO, 80530 — assumable FHA mortgage at 2.88%
FHA
Active
37
$304,999$108,811 equity gap
Rate
2.88%
7.32%today
Payment
$938/mo
$1,551today
  • 3beds
  • 2baths
  • 2,016sqft

7735 Primrose Green #164, Frederick

345 Mountain View Avenue, Longmont, CO, 80501 — assumable FHA mortgage at 3.02%
FHA
Active
49
$565,000$213,819 equity gap
Rate
3.02%
7.32%today
Payment
$1,673/mo
$2,718today
  • 2beds
  • 2baths
  • 1,787sqft

345 Mountain View Avenue, Longmont

6180 Bluestem Grn #230, Frederick, CO, 80530 — assumable FHA mortgage at 3.07%
FHA
Active
45
$274,900$84,424 equity gap
Rate
3.07%
7.32%today
Payment
$900/mo
$1,454today
  • 3beds
  • 2baths
  • 1,387sqft

6180 Bluestem Grn #230, Frederick

5529 Triple Crown Drive, Frederick, CO, 80504 — assumable FHA mortgage at 3.10%
FHA
Active
48
$635,000$192,473 equity gap
Rate
3.10%
7.32%today
Payment
$2,099/mo
$3,376today
  • 3beds
  • 3baths
  • 2,164sqft

5529 Triple Crown Drive, Frederick

7124 Shavano Circle, Frederick, CO, 80504 — assumable FHA mortgage at 3.64%
FHA
Active
32
$498,000$143,875 equity gap
Rate
3.64%
7.32%today
Payment
$1,870/mo
$2,812today
  • 3beds
  • 3baths
  • 1,945sqft

7124 Shavano Circle, Frederick

10590 Butte Drive, Longmont, CO, 80504 — assumable FHA mortgage at 2.90%
FHA
Active
20
$422,000$407,436 equity gap
Rate
2.90%
7.32%today
Payment
$74/mo
$120today
  • 3beds
  • 3baths
  • 1,561sqft

10590 Butte Drive, Longmont

16945 Melody Drive, Broomfield, CO, 80023 — assumable VA mortgage at 2.96%
VA
Active
50
$735,000$306,110 equity gap
Rate
2.96%
7.32%today
Payment
$2,034/mo
$3,331today
  • 3beds
  • 3baths
  • 2,060sqft

16945 Melody Drive, Broomfield

1703 Whitehall Drive #H, Longmont, CO, 80504 — assumable VA mortgage at 3.33%
VA
Active
33
$345,000$134,817 equity gap
Rate
3.33%
7.32%today
Payment
$1,073/mo
$1,677today
  • 2beds
  • 2baths
  • 1,260sqft

1703 Whitehall Drive #H, Longmont

580 Columbine Avenue, Fort Lupton, CO, 80621 — assumable VA mortgage at 3.56%
VA
Active
36
$559,950$173,651 equity gap
Rate
3.56%
7.32%today
Payment
$1,923/mo
$2,919today
  • 4beds
  • 3baths
  • 2,532sqft

580 Columbine Avenue, Fort Lupton

1424 Bluemoon Drive, Longmont, CO, 80504 — assumable VA mortgage at 5.125%
VA
Active
34
$675,000$30,041 equity gap
Rate
5.125%
7.32%today
Payment
$3,751/mo
$4,733today
  • 4beds
  • 3baths
  • 2,079sqft

1424 Bluemoon Drive, Longmont

10274 Bald Eagle Street, Firestone, CO, 80504 — assumable VA mortgage at 3.65%
VA
Active
44
$520,000$159,997 equity gap
Rate
3.65%
7.32%today
Payment
$1,916/mo
$2,877today
  • 3beds
  • 3baths
  • 2,216sqft

10274 Bald Eagle Street, Firestone

6105 Needlegrass Green, Frederick, CO, 80530 — assumable VA mortgage at 4.17%
VA
Active
49
$272,500$56,185 equity gap
Rate
4.17%
7.32%today
Payment
$1,145/mo
$1,614today
  • 3beds
  • 2baths
  • 1,530sqft

6105 Needlegrass Green, Frederick

404 Sundance Parkway, Dacono, CO, 80514 — assumable VA mortgage at 3.75%
VA
Active
48
$429,000$141,261 equity gap
Rate
3.75%
7.32%today
Payment
$1,547/mo
$2,295today
  • 3beds
  • 2baths
  • 1,390sqft

404 Sundance Parkway, Dacono

195 Briggs Street, Erie, CO, 80516 — assumable FHA mortgage at 3.55%
FHA
Active
48
$849,999$729,265 equity gap
Rate
3.55%
7.32%today
Payment
$822/mo
$1,250today
  • 2beds
  • 2baths
  • 3,198sqft

195 Briggs Street, Erie

195 Briggs Street, Erie, CO, 80516 — assumable FHA mortgage at 3.59%
FHA
Active
50
$849,999$729,019 equity gap
Rate
3.59%
7.32%today
Payment
$826/mo
$1,250today
  • 2beds
  • 2baths
  • 3,198sqft

195 Briggs Street, Erie

443 Baker Street, Longmont, CO, 80501 — assumable FHA mortgage at 3.62%
FHA
Active
28
$399,000$356,648 equity gap
Rate
3.62%
7.32%today
Payment
$283/mo
$427today
  • 2beds
  • 1baths
  • 840sqft

443 Baker Street, Longmont

2586 Reserve Street, Erie, CO, 80516 — assumable VA mortgage at 3.64%
VA
Active
50
$1,200,000$558,737 equity gap
Rate
3.64%
7.32%today
Payment
$3,402/mo
$5,115today
  • 3beds
  • 5baths
  • 3,947sqft

2586 Reserve Street, Erie

11279 Ebony Street, Firestone, CO, 80504 — assumable FHA mortgage at 3.76%
FHA
Active
39
$574,900$367,771 equity gap
Rate
3.76%
7.32%today
Payment
$1,258/mo
$1,863today
  • 4beds
  • 4baths
  • 3,216sqft

11279 Ebony Street, Firestone

6170 Bluestem Green #231, Frederick, CO, 80530 — assumable FHA mortgage at 4.10%
FHA
Active
47
$239,000$88,884 equity gap
Rate
4.10%
7.32%today
Payment
$896/mo
$1,274today
  • 3beds
  • 2baths
  • 1,393sqft

6170 Bluestem Green #231, Frederick

7101 Shavano Circle, Frederick, CO, 80504 — assumable FHA mortgage at 4.14%
FHA
Active
34
$460,000$132,608 equity gap
Rate
4.14%
7.32%today
Payment
$1,849/mo
$2,616today
  • 3beds
  • 2baths
  • 1,465sqft

7101 Shavano Circle, Frederick

Assuming a mortgage in Frederick

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$502 /mo
Median cash to assume
$81,784
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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