Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Lafayette, CO

112 homesFHA & VA loansrates from 2.70% vs 7.32% today

Lafayette assumption guide
5328 Spalding Place, Frederick, CO, 80504 — assumable FHA mortgage at 2.84%
FHATop pick
Active
38
$360,000$32,855 equity gap
Rate
2.84%
7.32%today
Payment
$1,521/mo
$2,529today
  • 3beds
  • 3baths
  • 1,577sqft

5328 Spalding Place, Frederick

5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$41,591 equity gap
Rate
2.88%
7.32%today
Payment
$2,404/mo
$3,977today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

2891 119th Avenue #202, Westminster, CO, 80234 — assumable FHA mortgage at 2.80%
FHA
Active
26
$379,900$52,997 equity gap
Rate
2.80%
7.32%today
Payment
$1,513/mo
$2,529today
  • 2beds
  • 2baths
  • 1,317sqft

2891 119th Avenue #202, Westminster

12711 Colorado Boulevard #914, Thornton, CO, 80241 — assumable FHA mortgage at 2.90%
FHA
Active
29
$324,900$39,550 equity gap
Rate
2.90%
7.32%today
Payment
$1,332/mo
$2,199today
  • 2beds
  • 2baths
  • 1,292sqft

12711 Colorado Boulevard #914, Thornton

11835 Lincoln Street, Denver, CO, 80233 — assumable FHA mortgage at 2.96%
FHA
Active
25
$479,000$78,637 equity gap
Rate
2.96%
7.32%today
Payment
$1,895/mo
$3,103today
  • 3beds
  • 2baths
  • 2,264sqft

11835 Lincoln Street, Denver

7436 Singing Hills Drive, Boulder, CO, 80301 — assumable VA mortgage at 3.40%
VA
Active
40
$329,000$45,059 equity gap
Rate
3.40%
7.32%today
Payment
$1,463/mo
$2,267today
  • 2beds
  • 2baths
  • 910sqft

7436 Singing Hills Drive, Boulder

17638 Olive Street, Broomfield, CO, 80023 — assumable FHA mortgage at 2.70%
FHA
Active
33
$475,000$130,956 equity gap
Rate
2.70%
7.32%today
Payment
$1,624/mo
$2,717today
  • 2beds
  • 3baths
  • 1,467sqft

17638 Olive Street, Broomfield

846 132nd Drive, Thornton, CO, 80241 — assumable FHA mortgage at 2.71%
FHA
Active
36
$565,000$146,234 equity gap
Rate
2.71%
7.32%today
Payment
$1,955/mo
$3,307today
  • 5beds
  • 3baths
  • 2,412sqft

846 132nd Drive, Thornton

12536 Albion Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.78%
FHA
Active
46
$614,900$152,712 equity gap
Rate
2.78%
7.32%today
Payment
$2,139/mo
$3,586today
  • 3beds
  • 3baths
  • 2,412sqft

12536 Albion Street, Thornton

4520 128th Place, Thornton, CO, 80241 — assumable FHA mortgage at 2.87%
FHA
Active
29
$520,000$108,883 equity gap
Rate
2.87%
7.32%today
Payment
$1,918/mo
$3,177today
  • 3beds
  • 3baths
  • 2,100sqft

4520 128th Place, Thornton

17603 Drake Street, Broomfield, CO, 80023 — assumable VA mortgage at 2.88%
VA
Active
50
$750,000$153,832 equity gap
Rate
2.88%
7.32%today
Payment
$2,765/mo
$4,575today
  • 4beds
  • 3baths
  • 2,477sqft

17603 Drake Street, Broomfield

12704 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.89%
FHA
Active
28
$399,999$122,718 equity gap
Rate
2.89%
7.32%today
Payment
$1,327/mo
$2,192today
  • 3beds
  • 2baths
  • 1,599sqft

12704 Forest Street, Thornton

5433 Bauer Drive, Frederick, CO, 80504 — assumable FHA mortgage at 2.96%
FHA
Active
38
$499,000$112,997 equity gap
Rate
2.96%
7.32%today
Payment
$1,831/mo
$2,998today
  • 3beds
  • 3baths
  • 1,903sqft

5433 Bauer Drive, Frederick

2392 127th Drive, Thornton, CO, 80241 — assumable VA mortgage at 2.97%
VA
Active
24
$499,000$101,742 equity gap
Rate
2.97%
7.32%today
Payment
$1,890/mo
$3,092today
  • 3beds
  • 3baths
  • 1,406sqft

2392 127th Drive, Thornton

1463 135th Place, Denver, CO, 80234 — assumable FHA mortgage at 2.99%
FHA
Active
17
$399,500$101,515 equity gap
Rate
2.99%
7.32%today
Payment
$1,451/mo
$2,367today
  • 2beds
  • 1baths
  • 816sqft

1463 135th Place, Denver

3440 123rd Drive, Thornton, CO, 80241 — assumable VA mortgage at 2.78%
VA
Active
31
$389,900$122,902 equity gap
Rate
2.78%
7.32%today
Payment
$1,265/mo
$2,121today
  • 2beds
  • 2baths
  • 1,148sqft

3440 123rd Drive, Thornton

7735 Primrose Green #164, Frederick, CO, 80530 — assumable FHA mortgage at 2.88%
FHA
Active
37
$304,999$108,811 equity gap
Rate
2.88%
7.32%today
Payment
$938/mo
$1,551today
  • 3beds
  • 2baths
  • 2,016sqft

7735 Primrose Green #164, Frederick

1935 Piper Street, Superior, CO, 80027 — assumable FHA mortgage at 2.96%
FHA
Active
26
$410,000$137,429 equity gap
Rate
2.96%
7.32%today
Payment
$1,290/mo
$2,112today
  • 2beds
  • 2baths
  • 1,224sqft

1935 Piper Street, Superior

15753 Elizabeth Circle, Thornton, CO, 80602 — assumable VA mortgage at 3.00%
VA
Active
31
$735,000$266,642 equity gap
Rate
3.00%
7.32%today
Payment
$2,622/mo
$4,021today
  • 3beds
  • 4baths
  • 4,594sqft

15753 Elizabeth Circle, Thornton

3440 Princess Court, Broomfield, CO, 80020 — assumable FHA mortgage at 3.20%
FHA
Active
25
$515,000$157,177 equity gap
Rate
3.20%
7.32%today
Payment
$1,794/mo
$2,850today
  • 4beds
  • 3baths
  • 1,854sqft

3440 Princess Court, Broomfield

14055 Harrison Street, Brighton, CO, 80602 — assumable FHA mortgage at 3.70%
FHA
Active
27
$449,000$126,341 equity gap
Rate
3.70%
7.32%today
Payment
$1,718/mo
$2,564today
  • 2beds
  • 3baths
  • 1,487sqft

14055 Harrison Street, Brighton

4425 128th Place, Thornton, CO, 80241 — assumable VA mortgage at 3.76%
VA
Active
36
$565,000$136,671 equity gap
Rate
3.76%
7.32%today
Payment
$2,170/mo
$3,215today
  • 3beds
  • 3baths
  • 2,101sqft

4425 128th Place, Thornton

11512 Birch Street, Thornton, CO, 80233 — assumable FHA mortgage at 2.73%
FHA
Active
14
$550,000$324,435 equity gap
Rate
2.73%
7.32%today
Payment
$1,051/mo
$1,772today
  • 4beds
  • 3baths
  • 1,840sqft

11512 Birch Street, Thornton

13221 Columbine Circle, Thornton, CO, 80241 — assumable VA mortgage at 2.77%
VA
Active
34
$575,000$447,498 equity gap
Rate
2.77%
7.32%today
Payment
$595/mo
$999today
  • 4beds
  • 4baths
  • 2,291sqft

13221 Columbine Circle, Thornton

15865 Josephine Circle, Thornton, CO, 80602 — assumable FHA mortgage at 2.80%
FHA
Active
30
$520,000$240,860 equity gap
Rate
2.80%
7.32%today
Payment
$1,295/mo
$2,165today
  • 4beds
  • 3baths
  • 2,947sqft

15865 Josephine Circle, Thornton

977 Thorncreek Court, Thornton, CO, 80241 — assumable VA mortgage at 2.89%
VA
Active
50
$849,000$428,963 equity gap
Rate
2.89%
7.32%today
Payment
$2,009/mo
$3,321today
  • 4beds
  • 3baths
  • 3,687sqft

977 Thorncreek Court, Thornton

16945 Melody Drive, Broomfield, CO, 80023 — assumable VA mortgage at 2.96%
VA
Active
50
$735,000$306,110 equity gap
Rate
2.96%
7.32%today
Payment
$2,034/mo
$3,331today
  • 3beds
  • 3baths
  • 2,060sqft

16945 Melody Drive, Broomfield

12039 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.97%
FHA
Active
35
$449,000$208,566 equity gap
Rate
2.97%
7.32%today
Payment
$1,291/mo
$2,012today
  • 3beds
  • 3baths
  • 1,508sqft

12039 Forest Street, Thornton

13549 Jackson Street, Thornton, CO, 80241 — assumable VA mortgage at 3.07%
VA
Active
48
$610,000$266,835 equity gap
Rate
3.07%
7.32%today
Payment
$1,685/mo
$2,722today
  • 4beds
  • 4baths
  • 3,206sqft

13549 Jackson Street, Thornton

13032 Grant Circle #B, Thornton, CO, 80241 — assumable VA mortgage at 3.16%
VA
Active
37
$399,000$251,121 equity gap
Rate
3.16%
7.32%today
Payment
$733/mo
$1,171today
  • 2beds
  • 3baths
  • 1,328sqft

13032 Grant Circle #B, Thornton

1510 Stoneham Street, Superior, CO, 80027 — assumable FHA mortgage at 3.25%
FHA
Active
28
$798,000$617,897 equity gap
Rate
3.25%
7.32%today
Payment
$1,190/mo
$1,878today
  • 3beds
  • 3baths
  • 2,422sqft

1510 Stoneham Street, Superior

11982 Bellaire Street #B, Thornton, CO, 80233 — assumable FHA mortgage at 3.56%
FHA
Active
21
$269,900$83,383 equity gap
Rate
3.56%
7.32%today
Payment
$986/mo
$1,497today
  • 2beds
  • 2baths
  • 951sqft

11982 Bellaire Street #B, Thornton

13604 Garfield Street #C, Thornton, CO, 80602 — assumable VA mortgage at 3.60%
VA
Active
29
$439,900$137,314 equity gap
Rate
3.60%
7.32%today
Payment
$1,610/mo
$2,432today
  • 3beds
  • 3baths
  • 1,532sqft

13604 Garfield Street #C, Thornton

1926 165th Way, Broomfield, CO, 80023 — assumable FHA mortgage at 4.62%
FHA
Active
36
$585,000$87,931 equity gap
Rate
4.62%
7.32%today
Payment
$2,700/mo
$3,610today
  • 4beds
  • 4baths
  • 2,225sqft

1926 165th Way, Broomfield

6105 Needlegrass Green, Frederick, CO, 80530 — assumable VA mortgage at 4.17%
VA
Active
49
$272,500$56,185 equity gap
Rate
4.17%
7.32%today
Payment
$1,145/mo
$1,614today
  • 3beds
  • 2baths
  • 1,530sqft

6105 Needlegrass Green, Frederick

380-390 County Road, Louisville, CO, 80027 — assumable FHA mortgage at 3.45%
FHA
Active
43
$1,099,000$717,535 equity gap
Rate
3.45%
7.32%today
Payment
$1,963/mo
$3,021today
  • 8beds
  • 6baths
  • 3,564sqft

380-390 County Road, Louisville

Assuming a mortgage in Lafayette

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$555 /mo
Median cash to assume
$120,412
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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