Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Loveland, CO

96 homesFHA & VA loansrates from 2.25% vs 7.32% today

Loveland assumption guide
117 35th SW Street, Loveland, CO, 80537 — assumable VA mortgage at 2.25%
VA
Active
45
$575,000$255,117 equity gap
Rate
2.25%
7.32%today
Payment
$1,427/mo
$2,565today
  • 4beds
  • 2baths
  • 2,080sqft

117 35th SW Street, Loveland

45 Sebring Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$399,000$71,620 equity gap
Rate
2.96%
7.32%today
Payment
$1,553/mo
$2,543today
  • 3beds
  • 4baths
  • 2,406sqft

45 Sebring Lane, Johnstown

3855 Arrowwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.98%
FHA
Active
16
$460,000$71,726 equity gap
Rate
2.98%
7.32%today
Payment
$1,821/mo
$2,974today
  • 3beds
  • 3baths
  • 1,884sqft

3855 Arrowwood Lane, Johnstown

218 Cowbell Drive, Berthoud, CO, 80513 — assumable FHA mortgage at 3.07%
FHA
Active
19
$529,000$70,064 equity gap
Rate
3.07%
7.32%today
Payment
$2,174/mo
$3,510today
  • 4beds
  • 3baths
  • 1,826sqft

218 Cowbell Drive, Berthoud

225 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.07%
FHA
Active
47
$499,000$69,531 equity gap
Rate
3.07%
7.32%today
Payment
$2,030/mo
$3,278today
  • 5beds
  • 3baths
  • 2,716sqft

225 Swallow Road, Johnstown

1753 Wimbley Court, Loveland, CO, 80538 — assumable VA mortgage at 2.60%
VA
Active
22
$480,000$124,932 equity gap
Rate
2.60%
7.32%today
Payment
$1,638/mo
$2,811today
  • 3beds
  • 4baths
  • 2,040sqft

1753 Wimbley Court, Loveland

2502 Courtney Drive, Loveland, CO, 80537 — assumable FHA mortgage at 2.80%
FHA
Active
50
$550,000$137,742 equity gap
Rate
2.80%
7.32%today
Payment
$1,912/mo
$3,197today
  • 4beds
  • 4baths
  • 2,952sqft

2502 Courtney Drive, Loveland

7356 New Raymer Court, Fort Collins, CO, 80525 — assumable FHA mortgage at 2.81%
FHA
Active
32
$575,000$161,027 equity gap
Rate
2.81%
7.32%today
Payment
$1,945/mo
$3,247today
  • 4beds
  • 4baths
  • 2,360sqft

7356 New Raymer Court, Fort Collins

1360 Pine Street, Loveland, CO, 80537 — assumable VA mortgage at 2.84%
VA
Active
36
$395,000$95,939 equity gap
Rate
2.84%
7.32%today
Payment
$1,390/mo
$2,312today
  • 2beds
  • 1baths
  • 1,525sqft

1360 Pine Street, Loveland

2138 Blue Duck Drive, Loveland, CO, 80537 — assumable FHA mortgage at 2.87%
FHA
Active
17
$530,000$119,756 equity gap
Rate
2.87%
7.32%today
Payment
$1,913/mo
$3,170today
  • 5beds
  • 4baths
  • 2,480sqft

2138 Blue Duck Drive, Loveland

2176 Day Spring Drive, Windsor, CO, 80550 — assumable FHA mortgage at 2.90%
FHA
Active
50
$795,000$232,032 equity gap
Rate
2.90%
7.32%today
Payment
$2,611/mo
$4,309today
  • 6beds
  • 5baths
  • 4,046sqft

2176 Day Spring Drive, Windsor

767 19th Street, Loveland, CO, 80537 — assumable FHA mortgage at 2.99%
FHA
Active
18
$399,500$103,298 equity gap
Rate
2.99%
7.32%today
Payment
$1,442/mo
$2,353today
  • 4beds
  • 2baths
  • 1,281sqft

767 19th Street, Loveland

2956 Cub Lake Drive, Loveland, CO, 80538 — assumable VA mortgage at 3.00%
VA
Active
34
$492,000$136,645 equity gap
Rate
3.00%
7.32%today
Payment
$1,745/mo
$2,810today
  • 3beds
  • 2baths
  • 1,535sqft

2956 Cub Lake Drive, Loveland

3579 Barkwood Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
27
$375,000Potential short sale
Rate
4.17%
7.32%today
Payment
$2,000/mo
$2,819today
  • 2beds
  • 3baths
  • 1,448sqft

3579 Barkwood Drive, Johnstown

3106 Picasso Drive, Loveland, CO, 80538 — assumable FHA mortgage at 3.22%
FHA
Active
28
$395,000$88,462 equity gap
Rate
3.22%
7.32%today
Payment
$1,473/mo
$2,334today
  • 3beds
  • 3baths
  • 1,402sqft

3106 Picasso Drive, Loveland

1763 Covered Bridge Parkway, Windsor, CO, 80550 — assumable VA mortgage at 3.25%
VA
Active
44
$750,000$179,381 equity gap
Rate
3.25%
7.32%today
Payment
$2,751/mo
$4,342today
  • 5beds
  • 4baths
  • 2,918sqft

1763 Covered Bridge Parkway, Windsor

1992 Thundercloud Drive, Windsor, CO, 80550 — assumable FHA mortgage at 2.88%
FHA
Active
48
$505,000$170,040 equity gap
Rate
2.88%
7.32%today
Payment
$1,605/mo
$2,655today
  • 3beds
  • 3baths
  • 1,901sqft

1992 Thundercloud Drive, Windsor

3015 Douglas Avenue, Loveland, CO, 80538 — assumable FHA mortgage at 3.00%
FHA
Active
48
$464,000$151,833 equity gap
Rate
3.00%
7.32%today
Payment
$1,525/mo
$2,485today
  • 4beds
  • 2baths
  • 1,507sqft

3015 Douglas Avenue, Loveland

3618 Teakwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 3.09%
FHA
Active
43
$485,000$181,591 equity gap
Rate
3.09%
7.32%today
Payment
$1,466/mo
$2,361today
  • 3beds
  • 3baths
  • 1,677sqft

3618 Teakwood Lane, Johnstown

4347 Bluffview Drive, Loveland, CO, 80537 — assumable FHA mortgage at 3.14%
FHA
Active
38
$579,900$176,701 equity gap
Rate
3.14%
7.32%today
Payment
$1,981/mo
$3,136today
  • 2beds
  • 3baths
  • 1,752sqft

4347 Bluffview Drive, Loveland

3741 Barnard Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
46
$539,900$100,777 equity gap
Rate
4.17%
7.32%today
Payment
$2,320/mo
$3,271today
  • 4beds
  • 3baths
  • 2,131sqft

3741 Barnard Lane, Johnstown

2488 Anemonie Court, Loveland, CO, 80537 — assumable VA mortgage at 2.60%
VA
Active
49
$600,000$332,885 equity gap
Rate
2.60%
7.32%today
Payment
$1,229/mo
$2,109today
  • 4beds
  • 3baths
  • 2,194sqft

2488 Anemonie Court, Loveland

4116 14th Street, Loveland, CO, 80537 — assumable VA mortgage at 2.65%
VA
Active
50
$1,400,000$1,008,164 equity gap
Rate
2.65%
7.32%today
Payment
$1,813/mo
$3,091today
  • 4beds
  • 3baths
  • 3,731sqft

4116 14th Street, Loveland

3637 Fillmore Avenue, Loveland, CO, 80538 — assumable FHA mortgage at 2.66%
FHA
Active
47
$570,000$269,430 equity gap
Rate
2.66%
7.32%today
Payment
$1,396/mo
$2,376today
  • 4beds
  • 4baths
  • 2,726sqft

3637 Fillmore Avenue, Loveland

7945 Allott Avenue, Fort Collins, CO, 80525 — assumable VA mortgage at 2.68%
VA
Active
29
$749,000$312,108 equity gap
Rate
2.68%
7.32%today
Payment
$2,033/mo
$3,453today
  • 6beds
  • 4baths
  • 3,378sqft

7945 Allott Avenue, Fort Collins

4980 Getaway Drive, Berthoud, CO, 80513 — assumable VA mortgage at 2.77%
VA
Active
50
$2,295,000$1,820,791 equity gap
Rate
2.77%
7.32%today
Payment
$2,229/mo
$3,741today
  • 4beds
  • 4baths
  • 5,986sqft

4980 Getaway Drive, Berthoud

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
50
$765,000$369,135 equity gap
Rate
2.88%
7.32%today
Payment
$1,887/mo
$3,123today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
40
$765,000$369,135 equity gap
Rate
2.88%
7.32%today
Payment
$1,887/mo
$3,123today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

1531 Grand Avenue, Windsor, CO, 80550 — assumable VA mortgage at 2.88%
VA
Active
37
$649,900$347,461 equity gap
Rate
2.88%
7.32%today
Payment
$1,644/mo
$2,555today
  • 4beds
  • 4baths
  • 3,866sqft

1531 Grand Avenue, Windsor

405 Bimson Avenue, Berthoud, CO, 80513 — assumable VA mortgage at 2.99%
VA
Active
43
$899,000$390,185 equity gap
Rate
2.99%
7.32%today
Payment
$2,427/mo
$3,959today
  • 5beds
  • 3baths
  • 3,031sqft

405 Bimson Avenue, Berthoud

1591 Landon Court, Windsor, CO, 80550 — assumable VA mortgage at 3.00%
VA
Active
31
$789,500$419,977 equity gap
Rate
3.00%
7.32%today
Payment
$1,806/mo
$2,942today
  • 4beds
  • 3baths
  • 2,693sqft

1591 Landon Court, Windsor

180 Darlington Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.03%
VA
Active
48
$500,000$216,786 equity gap
Rate
3.03%
7.32%today
Payment
$1,382/mo
$2,243today
  • 3beds
  • 4baths
  • 3,386sqft

180 Darlington Lane, Johnstown

2743 Tallgrass Lane, Berthoud, CO, 80513 — assumable FHA mortgage at 3.33%
FHA
Active
32
$465,000$163,747 equity gap
Rate
3.33%
7.32%today
Payment
$1,531/mo
$2,392today
  • 3beds
  • 3baths
  • 2,160sqft

2743 Tallgrass Lane, Berthoud

1929 Covered Bridge Parkway, Windsor, CO, 80550 — assumable VA mortgage at 3.10%
VA
Active
49
$795,000$385,993 equity gap
Rate
3.10%
7.32%today
Payment
$1,935/mo
$3,114today
  • 5beds
  • 5baths
  • 2,718sqft

1929 Covered Bridge Parkway, Windsor

8505 Mummy Range Drive, Fort Collins, CO, 80528 — assumable FHA mortgage at 4.07%
FHA
Active
18
$200,000$52,537 equity gap
Rate
4.07%
7.32%today
Payment
$827/mo
$1,180today
  • 3beds
  • 2baths
  • 1,200sqft

8505 Mummy Range Drive, Fort Collins

3856 Larkspur Court, Loveland, CO, 80538 — assumable FHA mortgage at 3.37%
FHA
Active
33
$599,999$385,007 equity gap
Rate
3.37%
7.32%today
Payment
$1,225/mo
$1,905today
  • 4beds
  • 3baths
  • 2,221sqft

3856 Larkspur Court, Loveland

Assuming a mortgage in Loveland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 1 of the 96 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$592 /mo
Median cash to assume
$166,894
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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