Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Manitou Springs, CO

76 homesVA & FHA loansrates from 2.73% vs 7.32% today

Manitou Springs assumption guide
2170 Alicia Point #102, Colorado Springs, CO, 80919 — assumable VA mortgage at 2.84%
VATop pick
Active
37
$270,000$21,996 equity gap
Rate
2.84%
7.32%today
Payment
$1,150/mo
$1,913today
  • 1beds
  • 1baths
  • 900sqft

2170 Alicia Point #102, Colorado Springs

3003 Bella Cima Drive, Colorado Springs, CO, 80918 — assumable VA mortgage at 2.90%
VATop pick
Active
44
$800,000$82,040 equity gap
Rate
2.90%
7.32%today
Payment
$3,330/mo
$5,495today
  • 6beds
  • 5baths
  • 4,131sqft

3003 Bella Cima Drive, Colorado Springs

848 Wahsatch Ridge Point, Colorado Springs, CO, 80903 — assumable VA mortgage at 2.73%
VA
Active
22
$399,000$59,941 equity gap
Rate
2.73%
7.32%today
Payment
$1,583/mo
$2,670today
  • 3beds
  • 4baths
  • 2,371sqft

848 Wahsatch Ridge Point, Colorado Springs

2637 Waldean Street, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.80%
VA
Active
30
$360,000$59,593 equity gap
Rate
2.80%
7.32%today
Payment
$1,387/mo
$2,319today
  • 3beds
  • 2baths
  • 1,730sqft

2637 Waldean Street, Colorado Springs

2011 Montezuma Drive, Colorado Springs, CO, 80910 — assumable VA mortgage at 2.84%
VA
Active
49
$399,000$52,705 equity gap
Rate
2.84%
7.32%today
Payment
$1,610/mo
$2,677today
  • 3beds
  • 2baths
  • 2,222sqft

2011 Montezuma Drive, Colorado Springs

4440 Prairie Street, Cascade, CO, 80809 — assumable VA mortgage at 2.88%
VA
Active
17
$555,000$75,027 equity gap
Rate
2.88%
7.32%today
Payment
$2,221/mo
$3,675today
  • 3beds
  • 2baths
  • 1,809sqft

4440 Prairie Street, Cascade

423 Custer Avenue, Colorado Springs, CO, 80903 — assumable VA mortgage at 2.77%
VA
Active
42
$384,900$105,011 equity gap
Rate
2.77%
7.32%today
Payment
$1,315/mo
$2,208today
  • 2beds
  • 1baths
  • 1,135sqft

423 Custer Avenue, Colorado Springs

6815 Montarbor Drive, Colorado Springs, CO, 80918 — assumable VA mortgage at 2.83%
VA
Active
48
$424,977$124,068 equity gap
Rate
2.83%
7.32%today
Payment
$1,430/mo
$2,382today
  • 3beds
  • 2baths
  • 1,871sqft

6815 Montarbor Drive, Colorado Springs

2327 Condor Street, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.89%
VA
Active
41
$440,000$122,847 equity gap
Rate
2.89%
7.32%today
Payment
$1,517/mo
$2,507today
  • 4beds
  • 2baths
  • 1,807sqft

2327 Condor Street, Colorado Springs

3131 Hearthridge Circle, Colorado Springs, CO, 80918 — assumable VA mortgage at 2.96%
VA
Active
47
$272,500$72,650 equity gap
Rate
2.96%
7.32%today
Payment
$946/mo
$1,549today
  • 2beds
  • 2baths
  • 1,189sqft

3131 Hearthridge Circle, Colorado Springs

2021 Austrian Way, Colorado Springs, CO, 80919 — assumable FHA mortgage at 2.98%
FHA
Active
43
$299,999$80,547 equity gap
Rate
2.98%
7.32%today
Payment
$1,027/mo
$1,677today
  • 2beds
  • 1baths
  • 1,090sqft

2021 Austrian Way, Colorado Springs

1138 Florence Avenue, Colorado Springs, CO, 80905 — assumable VA mortgage at 3.75%
VA
Active
39
$369,900$33,241 equity gap
Rate
3.75%
7.32%today
Payment
$1,714/mo
$2,542today
  • 3beds
  • 1baths
  • 894sqft

1138 Florence Avenue, Colorado Springs

3630 Brentwood Terrace, Colorado Springs, CO, 80910 — assumable FHA mortgage at 3.76%
FHA
Active
30
$370,000$38,141 equity gap
Rate
3.76%
7.32%today
Payment
$1,685/mo
$2,496today
  • 3beds
  • 2baths
  • 1,710sqft

3630 Brentwood Terrace, Colorado Springs

1917 Cache La Poudre Street, Colorado Springs, CO, 80909 — assumable VA mortgage at 4.17%
VA
Active
44
$365,000$20,670 equity gap
Rate
4.17%
7.32%today
Payment
$1,819/mo
$2,565today
  • 3beds
  • 2baths
  • 968sqft

1917 Cache La Poudre Street, Colorado Springs

2955 Rhapsody Drive, Colorado Springs, CO, 80920 — assumable VA mortgage at 2.75%
VA
Active
28
$520,000$182,524 equity gap
Rate
2.75%
7.32%today
Payment
$1,539/mo
$2,590today
  • 4beds
  • 3baths
  • 2,121sqft

2955 Rhapsody Drive, Colorado Springs

3870 Constitution Avenue, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.96%
VA
Active
4
$199,000$62,050 equity gap
Rate
2.96%
7.32%today
Payment
$648/mo
$1,061today
  • 4beds
  • 4baths
  • 2,262sqft

3870 Constitution Avenue, Colorado Springs

101 Trump Avenue, Colorado Springs, CO, 80909 — assumable FHA mortgage at 2.98%
FHA
Active
46
$330,000$114,533 equity gap
Rate
2.98%
7.32%today
Payment
$1,020/mo
$1,665today
  • 3beds
  • 1baths
  • 1,325sqft

101 Trump Avenue, Colorado Springs

1011 Cheyenne Boulevard, Colorado Springs, CO, 80905 — assumable VA mortgage at 2.99%
VA
Active
44
$777,900$247,384 equity gap
Rate
2.99%
7.32%today
Payment
$2,530/mo
$4,128today
  • 4beds
  • 3baths
  • 3,697sqft

1011 Cheyenne Boulevard, Colorado Springs

1015 Timber Valley Road, Colorado Springs, CO, 80919 — assumable VA mortgage at 4.00%
VA
Active
50
$1,380,000$190,749 equity gap
Rate
4.00%
7.32%today
Payment
$6,183/mo
$8,896today
  • 4beds
  • 4baths
  • 3,710sqft

1015 Timber Valley Road, Colorado Springs

2224 Ramsgate Terrace, Colorado Springs, CO, 80919 — assumable VA mortgage at 3.07%
VA
Active
47
$699,900$207,544 equity gap
Rate
3.07%
7.32%today
Payment
$2,332/mo
$3,766today
  • 6beds
  • 4baths
  • 3,468sqft

2224 Ramsgate Terrace, Colorado Springs

2406 Circle Drive, Colorado Springs, CO, 80909 — assumable VA mortgage at 3.23%
VA
Active
41
$379,900$117,763 equity gap
Rate
3.23%
7.32%today
Payment
$1,315/mo
$2,081today
  • 3beds
  • 2baths
  • 1,769sqft

2406 Circle Drive, Colorado Springs

1617 Kiowa Street, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.74%
VA
Active
39
$389,000$177,899 equity gap
Rate
2.74%
7.32%today
Payment
$987/mo
$1,662today
  • 3beds
  • 2baths
  • 1,817sqft

1617 Kiowa Street, Colorado Springs

229 Washington Street, Colorado Springs, CO, 80907 — assumable VA mortgage at 2.79%
VA
Active
44
$489,900$248,874 equity gap
Rate
2.79%
7.32%today
Payment
$1,133/mo
$1,896today
  • 2beds
  • 1baths
  • 1,144sqft

229 Washington Street, Colorado Springs

6510 White Falcon Court, Colorado Springs, CO, 80919 — assumable VA mortgage at 2.81%
VA
Active
48
$650,000$373,085 equity gap
Rate
2.81%
7.32%today
Payment
$1,310/mo
$2,188today
  • 4beds
  • 3baths
  • 2,821sqft

6510 White Falcon Court, Colorado Springs

1802 Uintah Street, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.90%
VA
Active
42
$550,000$384,813 equity gap
Rate
2.90%
7.32%today
Payment
$770/mo
$1,270today
  • —beds
  • —baths
  • —sqft

1802 Uintah Street, Colorado Springs

1802 Uintah Street, Colorado Springs, CO, 80909 — assumable VA mortgage at 2.90%
VA
Active
42
$550,000$384,813 equity gap
Rate
2.90%
7.32%today
Payment
$770/mo
$1,270today
  • —beds
  • —baths
  • —sqft

1802 Uintah Street, Colorado Springs

2520 Tamora Way, Colorado Springs, CO, 80919 — assumable VA mortgage at 2.90%
VA
Active
20
$839,000$397,520 equity gap
Rate
2.90%
7.32%today
Payment
$2,124/mo
$3,506today
  • 5beds
  • 4baths
  • 4,305sqft

2520 Tamora Way, Colorado Springs

1521 Weber Street, Colorado Springs, CO, 80907 — assumable VA mortgage at 2.90%
VA
Active
49
$825,000$452,702 equity gap
Rate
2.90%
7.32%today
Payment
$1,787/mo
$2,950today
  • 4beds
  • 2baths
  • 1,996sqft

1521 Weber Street, Colorado Springs

1516 Dorchester Drive, Colorado Springs, CO, 80905 — assumable VA mortgage at 2.96%
VA
Active
48
$490,000$285,114 equity gap
Rate
2.96%
7.32%today
Payment
$990/mo
$1,621today
  • 3beds
  • 2baths
  • 1,565sqft

1516 Dorchester Drive, Colorado Springs

1812 Pikes Peak Avenue, Colorado Springs, CO, 80904 — assumable VA mortgage at 3.10%
VA
Active
45
$682,500$342,094 equity gap
Rate
3.10%
7.32%today
Payment
$1,681/mo
$2,704today
  • 2beds
  • 2baths
  • 1,390sqft

1812 Pikes Peak Avenue, Colorado Springs

1519 Sausalito Drive, Colorado Springs, CO, 80907 — assumable VA mortgage at 3.37%
VA
Active
24
$365,000$314,295 equity gap
Rate
3.37%
7.32%today
Payment
$855/mo
$1,106today
  • 3beds
  • 3baths
  • 1,785sqft

1519 Sausalito Drive, Colorado Springs

1919 Franklin Avenue, Colorado Springs, CO, 80905 — assumable FHA mortgage at 3.72%
FHA
Active
37
$280,000$92,796 equity gap
Rate
3.72%
7.32%today
Payment
$997/mo
$1,484today
  • 2beds
  • 1baths
  • 760sqft

1919 Franklin Avenue, Colorado Springs

2002 Legacy Ridge View #109, Colorado Springs, CO, 80910 — assumable FHA mortgage at 3.75%
FHA
Active
26
$220,000$83,324 equity gap
Rate
3.75%
7.32%today
Payment
$740/mo
$1,097today
  • 2beds
  • 2baths
  • 1,628sqft

2002 Legacy Ridge View #109, Colorado Springs

4245 Autumn Heights Drive #D, Colorado Springs, CO, 80906 — assumable VA mortgage at 3.46%
VA
Active
25
$280,000$186,149 equity gap
Rate
3.46%
7.32%today
Payment
$539/mo
$829today
  • 1beds
  • 1baths
  • 1,030sqft

4245 Autumn Heights Drive #D, Colorado Springs

629 Arnold Lane, Colorado Springs, CO, 80904 — assumable VA mortgage at 3.64%
VA
Active
36
$750,000$309,058 equity gap
Rate
3.64%
7.32%today
Payment
$2,350/mo
$3,533today
  • 3beds
  • 2baths
  • 3,888sqft

629 Arnold Lane, Colorado Springs

3905 Colony Hills Circle, Colorado Springs, CO, 80916 — assumable VA mortgage at 5.23%
VA
Active
21
$400,000$25,190 equity gap
Rate
5.23%
7.32%today
Payment
$2,203/mo
$2,747today
  • 3beds
  • 2baths
  • 1,608sqft

3905 Colony Hills Circle, Colorado Springs

Assuming a mortgage in Manitou Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$539 /mo
Median cash to assume
$122,847
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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