Cody Ramirez

Cody Ramirez

(480) 599-1734

Assumable homes for sale in Thornton, CO

40 homesFHA & VA loansrates from 2.71% vs 7.32% today

Thornton assumption guide
5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$41,591 equity gap
Rate
2.88%
7.32%today
Payment
$2,404/mo
$3,977today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

12711 Colorado Boulevard #914, Thornton, CO, 80241 — assumable FHA mortgage at 2.90%
FHA
Active
29
$324,900$39,550 equity gap
Rate
2.90%
7.32%today
Payment
$1,332/mo
$2,199today
  • 2beds
  • 2baths
  • 1,292sqft

12711 Colorado Boulevard #914, Thornton

846 132nd Drive, Thornton, CO, 80241 — assumable FHA mortgage at 2.71%
FHA
Active
36
$565,000$146,234 equity gap
Rate
2.71%
7.32%today
Payment
$1,955/mo
$3,307today
  • 5beds
  • 3baths
  • 2,412sqft

846 132nd Drive, Thornton

12536 Albion Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.78%
FHA
Active
46
$614,900$152,712 equity gap
Rate
2.78%
7.32%today
Payment
$2,139/mo
$3,586today
  • 3beds
  • 3baths
  • 2,412sqft

12536 Albion Street, Thornton

4520 128th Place, Thornton, CO, 80241 — assumable FHA mortgage at 2.87%
FHA
Active
29
$520,000$108,883 equity gap
Rate
2.87%
7.32%today
Payment
$1,918/mo
$3,177today
  • 3beds
  • 3baths
  • 2,100sqft

4520 128th Place, Thornton

12704 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.89%
FHA
Active
28
$399,999$122,718 equity gap
Rate
2.89%
7.32%today
Payment
$1,327/mo
$2,192today
  • 3beds
  • 2baths
  • 1,599sqft

12704 Forest Street, Thornton

2392 127th Drive, Thornton, CO, 80241 — assumable VA mortgage at 2.97%
VA
Active
$499,000$101,742 equity gap
Rate
2.97%
7.32%today
Payment
$1,890/mo
$3,092today
  • 3beds
  • 3baths
  • 1,406sqft

2392 127th Drive, Thornton

3440 123rd Drive, Thornton, CO, 80241 — assumable VA mortgage at 2.78%
VA
Active
31
$389,900$122,902 equity gap
Rate
2.78%
7.32%today
Payment
$1,265/mo
$2,121today
  • 2beds
  • 2baths
  • 1,148sqft

3440 123rd Drive, Thornton

14055 Harrison Street, Brighton, CO, 80602 — assumable FHA mortgage at 3.70%
FHA
Active
27
$449,000$126,341 equity gap
Rate
3.70%
7.32%today
Payment
$1,718/mo
$2,564today
  • 2beds
  • 3baths
  • 1,487sqft

14055 Harrison Street, Brighton

4425 128th Place, Thornton, CO, 80241 — assumable VA mortgage at 3.76%
VA
Active
36
$565,000$136,671 equity gap
Rate
3.76%
7.32%today
Payment
$2,170/mo
$3,215today
  • 3beds
  • 3baths
  • 2,101sqft

4425 128th Place, Thornton

11512 Birch Street, Thornton, CO, 80233 — assumable FHA mortgage at 2.73%
FHA
Active
14
$550,000$324,435 equity gap
Rate
2.73%
7.32%today
Payment
$1,051/mo
$1,772today
  • 4beds
  • 3baths
  • 1,840sqft

11512 Birch Street, Thornton

13221 Columbine Circle, Thornton, CO, 80241 — assumable VA mortgage at 2.77%
VA
Active
34
$575,000$447,498 equity gap
Rate
2.77%
7.32%today
Payment
$595/mo
$999today
  • 4beds
  • 4baths
  • 2,291sqft

13221 Columbine Circle, Thornton

977 Thorncreek Court, Thornton, CO, 80241 — assumable VA mortgage at 2.89%
VA
Active
50
$849,000$428,963 equity gap
Rate
2.89%
7.32%today
Payment
$2,009/mo
$3,321today
  • 4beds
  • 3baths
  • 3,687sqft

977 Thorncreek Court, Thornton

12039 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.97%
FHA
Active
35
$449,000$208,566 equity gap
Rate
2.97%
7.32%today
Payment
$1,291/mo
$2,012today
  • 3beds
  • 3baths
  • 1,508sqft

12039 Forest Street, Thornton

13549 Jackson Street, Thornton, CO, 80241 — assumable VA mortgage at 3.07%
VA
Active
48
$610,000$266,835 equity gap
Rate
3.07%
7.32%today
Payment
$1,685/mo
$2,722today
  • 4beds
  • 4baths
  • 3,206sqft

13549 Jackson Street, Thornton

11982 Bellaire Street #B, Thornton, CO, 80233 — assumable FHA mortgage at 3.56%
FHA
Active
21
$269,900$83,383 equity gap
Rate
3.56%
7.32%today
Payment
$986/mo
$1,497today
  • 2beds
  • 2baths
  • 951sqft

11982 Bellaire Street #B, Thornton

13604 Garfield Street #C, Thornton, CO, 80602 — assumable VA mortgage at 3.60%
VA
Active
29
$439,900$137,314 equity gap
Rate
3.60%
7.32%today
Payment
$1,610/mo
$2,432today
  • 3beds
  • 3baths
  • 1,532sqft

13604 Garfield Street #C, Thornton

1272 130th Avenue #D, Thornton, CO, 80241 — assumable VA mortgage at 3.61%
VA
Active
39
$399,000$176,012 equity gap
Rate
3.61%
7.32%today
Payment
$1,185/mo
$1,788today
  • 2beds
  • 3baths
  • 1,332sqft

1272 130th Avenue #D, Thornton

2144 115th Avenue, Northglenn, CO, 80233 — assumable FHA mortgage at 3.75%
FHA
Active
21
$520,000$228,492 equity gap
Rate
3.75%
7.32%today
Payment
$1,578/mo
$2,340today
  • 5beds
  • 2baths
  • 1,760sqft

2144 115th Avenue, Northglenn

3654 115th Avenue, Denver, CO, 80233 — assumable FHA mortgage at 3.81%
FHA
Active
9
$500,000$203,030 equity gap
Rate
3.81%
7.32%today
Payment
$1,617/mo
$2,381today
  • 4beds
  • 2baths
  • 1,692sqft

3654 115th Avenue, Denver

13249 Bellaire Circle, Thornton, CO, 80241 — assumable VA mortgage at 3.85%
VA
Active
34
$539,000Potential short sale
Rate
3.85%
7.32%today
Payment
$2,977/mo
$4,362today
  • 4beds
  • 4baths
  • 2,901sqft

13249 Bellaire Circle, Thornton

11321 Clermont Drive, Thornton, CO, 80233 — assumable FHA mortgage at 3.91%
FHA
Active
19
$539,900$255,100 equity gap
Rate
3.91%
7.32%today
Payment
$1,646/mo
$2,394today
  • 3beds
  • 3baths
  • 2,336sqft

11321 Clermont Drive, Thornton

14183 Madison Street, Brighton, CO, 80602 — assumable FHA mortgage at 4.07%
FHA
Active
33
$599,000$359,965 equity gap
Rate
4.07%
7.32%today
Payment
$1,631/mo
$2,327today
  • 4beds
  • 3baths
  • 2,610sqft

14183 Madison Street, Brighton

986 114th Place, Northglenn, CO, 80233 — assumable FHA mortgage at 6.78%
FHA
Active
35
$515,000$20,419 equity gap
Rate
6.78%
7.32%today
Payment
$3,290/mo
$3,474today
  • 3beds
  • 2baths
  • 1,848sqft

986 114th Place, Northglenn

14426 Grape Street, Thornton, CO, 80602 — assumable FHA mortgage at 6.92%
FHA
Active
34
$600,000Potential short sale
Rate
6.92%
7.32%today
Payment
$4,342/mo
$4,519today
  • 4beds
  • 5baths
  • 2,643sqft

14426 Grape Street, Thornton

12240 Farmview Street, Northglenn, CO, 80241 — assumable FHA mortgage at 6.13%
FHA
Active
22
$498,000$31,066 equity gap
Rate
6.13%
7.32%today
Payment
$2,974/mo
$3,360today
  • 3beds
  • 3baths
  • 1,449sqft

12240 Farmview Street, Northglenn

12215 Dairy Street, Northglenn, CO, 80241 — assumable FHA mortgage at 6.81%
FHA
Active
29
$475,000$22,857 equity gap
Rate
6.81%
7.32%today
Payment
$3,054/mo
$3,215today
  • 3beds
  • 3baths
  • 1,438sqft

12215 Dairy Street, Northglenn

13440 Detroit Court, Thornton, CO, 80241 — assumable VA mortgage at 6.84%
VA
Active
38
$659,000$43,104 equity gap
Rate
6.84%
7.32%today
Payment
$4,105/mo
$4,308today
  • 5beds
  • 4baths
  • 3,020sqft

13440 Detroit Court, Thornton

13909 Dahlia Street, Thornton, CO, 80602 — assumable FHA mortgage at 7.09%
FHA
Active
32
$649,000$49,040 equity gap
Rate
7.09%
7.32%today
Payment
$4,121/mo
$4,216today
  • 5beds
  • 4baths
  • 2,996sqft

13909 Dahlia Street, Thornton

12375 Farmview Lane, Northglenn, CO, 80241 — assumable VA mortgage at 7.12%
VA
Active
18
$559,312$35,204 equity gap
Rate
7.12%
7.32%today
Payment
$3,639/mo
$3,712today
  • 3beds
  • 3baths
  • 1,935sqft

12375 Farmview Lane, Northglenn

12270 Karls Lane, Northglenn, CO, 80241 — assumable VA mortgage at 4.67%
VA
Active
14
$479,900Potential short sale
Rate
4.67%
7.32%today
Payment
$2,904/mo
$3,860today
  • 3beds
  • 3baths
  • 1,930sqft

12270 Karls Lane, Northglenn

11714 Quam Drive, Denver, CO, 80233 — assumable FHA mortgage at 6.11%
FHA
Active
24
$489,999$76,400 equity gap
Rate
6.11%
7.32%today
Payment
$2,639/mo
$2,988today
  • 4beds
  • 2baths
  • 1,654sqft

11714 Quam Drive, Denver

13752 Garfield Street #C, Thornton, CO, 80602 — assumable FHA mortgage at 6.50%
FHA
Active
50
$384,900$64,969 equity gap
Rate
6.50%
7.32%today
Payment
$2,109/mo
$2,293today
  • 2beds
  • 3baths
  • 1,216sqft

13752 Garfield Street #C, Thornton

12960 Hudson Street, Thornton, CO, 80241 — assumable VA mortgage at 7.18%
VA
Active
43
$490,000$50,661 equity gap
Rate
7.18%
7.32%today
Payment
$3,067/mo
$3,110today
  • 3beds
  • 2baths
  • 1,495sqft

12960 Hudson Street, Thornton

14246 Glencoe Street, Thornton, CO, 80602 — assumable FHA mortgage at 6.02%
FHA
Active
22
$839,000$178,400 equity gap
Rate
6.02%
7.32%today
Payment
$4,183/mo
$4,783today
  • 6beds
  • 5baths
  • 4,179sqft

14246 Glencoe Street, Thornton

13130 Birch Way, Thornton, CO, 80241 — assumable FHA mortgage at 6.47%
FHA
Active
38
$475,000$130,543 equity gap
Rate
6.47%
7.32%today
Payment
$2,278/mo
$2,475today
  • 3beds
  • 3baths
  • 1,674sqft

13130 Birch Way, Thornton

Assuming a mortgage in Thornton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$595 /mo
Median cash to assume
$133,607
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
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UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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