Cody Ramirez

Cody Ramirez

Assumable homes for sale in Watkins, CO

142 homesFHA & VA loansrates from 2.50% vs 7.32% today

Watkins assumption guide
1881 Dunkirk Street #106, Aurora, CO, 80017 — assumable VA mortgage at 3.07%
VATop pick
Active
21
$290,000$4,668 equity gap
Rate
3.07%
7.32%today
Payment
$1,355/mo
$2,187today
  • 2beds
  • 2baths
  • 824sqft

1881 Dunkirk Street #106, Aurora

25283 2nd Avenue, Aurora, CO, 80018 — assumable FHA mortgage at 2.77%
FHATop pick
Active
38
$550,000$60,970 equity gap
Rate
2.77%
7.32%today
Payment
$2,251/mo
$3,777today
  • 3beds
  • 3baths
  • 2,065sqft

25283 2nd Avenue, Aurora

21843 8th Avenue, Aurora, CO, 80018 — assumable FHA mortgage at 2.875%
FHATop pick
Active
31
$414,950$38,970 equity gap
Rate
2.875%
7.32%today
Payment
$1,743/mo
$2,885today
  • 3beds
  • 3baths
  • 1,424sqft

21843 8th Avenue, Aurora

26967 Maple Avenue, Aurora, CO, 80018 — assumable VA mortgage at 3.09%
VATop pick
Active
38
$500,000$33,600 equity gap
Rate
3.09%
7.32%today
Payment
$2,214/mo
$3,566today
  • 3beds
  • 2baths
  • 1,686sqft

26967 Maple Avenue, Aurora

163 Coyote Street, Bennett, CO, 80102 — assumable VA mortgage at 2.79%
VA
Active
49
$415,000$79,463 equity gap
Rate
2.79%
7.32%today
Payment
$1,577/mo
$2,639today
  • 4beds
  • 2baths
  • 1,773sqft

163 Coyote Street, Bennett

19303 College Drive #205, Aurora, CO, 80013 — assumable VA mortgage at 2.80%
VA
Active
50
$249,000$32,363 equity gap
Rate
2.80%
7.32%today
Payment
$1,005/mo
$1,680today
  • 2beds
  • 1baths
  • 974sqft

19303 College Drive #205, Aurora

1861 Dunkirk Street #302, Aurora, CO, 80017 — assumable FHA mortgage at 2.84%
FHA
Active
34
$285,000$55,752 equity gap
Rate
2.84%
7.32%today
Payment
$1,066/mo
$1,772today
  • 2beds
  • 2baths
  • 824sqft

1861 Dunkirk Street #302, Aurora

20000 Mitchell Place #2, Denver, CO, 80249 — assumable FHA mortgage at 2.98%
FHA
Active
34
$400,000$44,413 equity gap
Rate
2.98%
7.32%today
Payment
$1,690/mo
$2,761today
  • 3beds
  • 3baths
  • 1,758sqft

20000 Mitchell Place #2, Denver

26808 1st Place, Aurora, CO, 80018 — assumable VA mortgage at 3.09%
VA
Active
32
$549,900$104,519 equity gap
Rate
3.09%
7.32%today
Payment
$2,119/mo
$3,413today
  • 4beds
  • 3baths
  • 2,262sqft

26808 1st Place, Aurora

23963 2nd Drive, Aurora, CO, 80018 — assumable VA mortgage at 3.11%
VA
Active
35
$600,000$82,157 equity gap
Rate
3.11%
7.32%today
Payment
$2,458/mo
$3,950today
  • 5beds
  • 3baths
  • 3,120sqft

23963 2nd Drive, Aurora

21492 60th Avenue, Aurora, CO, 80019 — assumable VA mortgage at 3.25%
VA
Active
50
$650,000$129,589 equity gap
Rate
3.25%
7.32%today
Payment
$2,520/mo
$3,977today
  • 4beds
  • 4baths
  • 3,594sqft

21492 60th Avenue, Aurora

4885 Halifax Court, Denver, CO, 80249 — assumable FHA mortgage at 3.45%
FHA
Active
30
$450,000$42,141 equity gap
Rate
3.45%
7.32%today
Payment
$2,006/mo
$3,088today
  • 3beds
  • 3baths
  • 1,486sqft

4885 Halifax Court, Denver

27089 Cedar Avenue, Aurora, CO, 80018 — assumable VA mortgage at 2.50%
VA
Active
28
$510,000$135,295 equity gap
Rate
2.50%
7.32%today
Payment
$1,714/mo
$2,980today
  • 3beds
  • 3baths
  • 2,466sqft

27089 Cedar Avenue, Aurora

2682 Cathay Way #109, Aurora, CO, 80013 — assumable FHA mortgage at 2.65%
FHA
Active
18
$239,000$59,040 equity gap
Rate
2.65%
7.32%today
Payment
$833/mo
$1,420today
  • 2beds
  • 1baths
  • 900sqft

2682 Cathay Way #109, Aurora

4893 Halifax Court, Denver, CO, 80249 — assumable FHA mortgage at 2.68%
FHA
Active
22
$425,000$95,201 equity gap
Rate
2.68%
7.32%today
Payment
$1,531/mo
$2,600today
  • 2beds
  • 2baths
  • 1,433sqft

4893 Halifax Court, Denver

19969 61st Drive, Aurora, CO, 80019 — assumable FHA mortgage at 2.78%
FHA
Active
31
$600,000$176,506 equity gap
Rate
2.78%
7.32%today
Payment
$1,997/mo
$3,348today
  • 5beds
  • 4baths
  • 2,777sqft

19969 61st Drive, Aurora

172 Fox Street, Bennett, CO, 80102 — assumable FHA mortgage at 2.87%
FHA
Active
31
$475,000$122,705 equity gap
Rate
2.87%
7.32%today
Payment
$1,647/mo
$2,729today
  • 4beds
  • 3baths
  • 2,210sqft

172 Fox Street, Bennett

27884 9th Lane, Aurora, CO, 80018 — assumable FHA mortgage at 2.96%
FHA
Active
27
$475,000$123,039 equity gap
Rate
2.96%
7.32%today
Payment
$1,665/mo
$2,728today
  • 3beds
  • 2baths
  • 1,579sqft

27884 9th Lane, Aurora

1841 Dunkirk Street #208, Aurora, CO, 80017 — assumable FHA mortgage at 2.97%
FHA
Active
32
$385,000$88,697 equity gap
Rate
2.97%
7.32%today
Payment
$1,410/mo
$2,306today
  • 3beds
  • 3baths
  • 1,843sqft

1841 Dunkirk Street #208, Aurora

21895 44th Place, Aurora, CO, 80019 — assumable FHA mortgage at 3.04%
FHA
Active
31
$499,000$130,745 equity gap
Rate
3.04%
7.32%today
Payment
$1,766/mo
$2,862today
  • 4beds
  • 4baths
  • 2,300sqft

21895 44th Place, Aurora

1387 Danube Court #102, Aurora, CO, 80017 — assumable FHA mortgage at 3.06%
FHA
Active
15
$313,750$80,223 equity gap
Rate
3.06%
7.32%today
Payment
$1,120/mo
$1,810today
  • 2beds
  • 3baths
  • 1,096sqft

1387 Danube Court #102, Aurora

19584 Ithaca Place, Aurora, CO, 80013 — assumable FHA mortgage at 3.10%
FHA
Active
39
$499,999$139,290 equity gap
Rate
3.10%
7.32%today
Payment
$1,711/mo
$2,752today
  • 4beds
  • 4baths
  • 1,922sqft

19584 Ithaca Place, Aurora

23661 Alabama Drive, Aurora, CO, 80018 — assumable FHA mortgage at 4.16%
FHA
Active
49
$576,000$49,235 equity gap
Rate
4.16%
7.32%today
Payment
$2,786/mo
$3,932today
  • 4beds
  • 3baths
  • 1,794sqft

23661 Alabama Drive, Aurora

25774 1st Place, Aurora, CO, 80018 — assumable VA mortgage at 2.55%
VA
Active
37
$575,000$210,258 equity gap
Rate
2.55%
7.32%today
Payment
$1,638/mo
$2,829today
  • 3beds
  • 3baths
  • 1,824sqft

25774 1st Place, Aurora

19918 62nd Avenue, Aurora, CO, 80019 — assumable FHA mortgage at 2.80%
FHA
Active
45
$600,000$208,796 equity gap
Rate
2.80%
7.32%today
Payment
$1,854/mo
$3,099today
  • 4beds
  • 3baths
  • 2,518sqft

19918 62nd Avenue, Aurora

1135 Cathay Street, Aurora, CO, 80017 — assumable FHA mortgage at 2.84%
FHA
Active
28
$484,000$170,474 equity gap
Rate
2.84%
7.32%today
Payment
$1,488/mo
$2,475today
  • 4beds
  • 2baths
  • 1,823sqft

1135 Cathay Street, Aurora

21172 45th Avenue, Denver, CO, 80249 — assumable FHA mortgage at 2.90%
FHA
Active
20
$420,000$136,831 equity gap
Rate
2.90%
7.32%today
Payment
$1,328/mo
$2,192today
  • 3beds
  • 2baths
  • 1,437sqft

21172 45th Avenue, Denver

5541 Flanders Way, Denver, CO, 80249 — assumable FHA mortgage at 2.96%
FHA
Active
28
$400,000$135,524 equity gap
Rate
2.96%
7.32%today
Payment
$1,281/mo
$2,098today
  • 2beds
  • 2baths
  • 1,243sqft

5541 Flanders Way, Denver

2806 Danube Street, Aurora, CO, 80013 — assumable VA mortgage at 3.60%
VA
Active
28
$381,000$81,809 equity gap
Rate
3.60%
7.32%today
Payment
$1,581/mo
$2,389today
  • 3beds
  • 4baths
  • 1,957sqft

2806 Danube Street, Aurora

1672 Cathay Street, Aurora, CO, 80017 — assumable VA mortgage at 3.15%
VA
Active
24
$415,000$157,618 equity gap
Rate
3.15%
7.32%today
Payment
$1,281/mo
$2,047today
  • 4beds
  • 2baths
  • 1,428sqft

1672 Cathay Street, Aurora

19268 Caspian Place, Aurora, CO, 80013 — assumable FHA mortgage at 3.72%
FHA
Active
39
$503,000$128,591 equity gap
Rate
3.72%
7.32%today
Payment
$1,993/mo
$2,968today
  • 4beds
  • 4baths
  • 2,278sqft

19268 Caspian Place, Aurora

24223 41st Avenue, Aurora, CO, 80019 — assumable VA mortgage at 4.42%
VA
Active
35
$415,000$22,253 equity gap
Rate
4.42%
7.32%today
Payment
$2,134/mo
$2,921today
  • 3beds
  • 3baths
  • 1,543sqft

24223 41st Avenue, Aurora

28788 6th Place, Watkins, CO, 80137 — assumable FHA mortgage at 4.25%
FHA
Active
48
$585,000$78,945 equity gap
Rate
4.25%
7.32%today
Payment
$2,528/mo
$3,531today
  • 3beds
  • 3baths
  • 2,005sqft

28788 6th Place, Watkins

24231 40th Avenue, Aurora, CO, 80019 — assumable VA mortgage at 3.76%
VA
Active
35
$549,900$111,438 equity gap
Rate
3.76%
7.32%today
Payment
$2,226/mo
$3,297today
  • 3beds
  • 3baths
  • 2,323sqft

24231 40th Avenue, Aurora

1831 Dunkirk Street #203, Aurora, CO, 80017 — assumable VA mortgage at 2.67%
VA
Active
10
$163,000Potential short sale
Rate
2.67%
7.32%today
Payment
$973/mo
$1,655today
  • 2beds
  • 1baths
  • 824sqft

1831 Dunkirk Street #203, Aurora

19408 59th, Aurora, CO, 80019 — assumable VA mortgage at 2.71%
VA
Active
28
$490,000$245,121 equity gap
Rate
2.71%
7.32%today
Payment
$1,143/mo
$1,934today
  • 3beds
  • 3baths
  • 1,668sqft

19408 59th, Aurora

Assuming a mortgage in Watkins

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$483 /mo
Median cash to assume
$79,463
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.