Cody Ramirez

Cody Ramirez

Assumable homes for sale in Wheat Ridge, CO

12 homesVA & FHA loansrates from 2.89% vs 7.32% today

Wheat Ridge assumption guide
3690 Gray Street, Wheat Ridge, CO, 80212 — assumable VA mortgage at 3.05%
VA
Active
30
$725,000$241,489 equity gap
Rate
3.05%
7.32%today
Payment
$2,326/mo
$3,766today
  • 3beds
  • 2baths
  • 1,298sqft

3690 Gray Street, Wheat Ridge

4184 Lowell Boulevard, Denver, CO, 80211 — assumable VA mortgage at 2.89%
VA
Active
35
$999,900$602,059 equity gap
Rate
2.89%
7.32%today
Payment
$1,908/mo
$3,153today
  • 4beds
  • 3baths
  • 2,489sqft

4184 Lowell Boulevard, Denver

4840 30th Avenue, Denver, CO, 80212 — assumable FHA mortgage at 2.93%
FHA
Active
38
$775,000$697,080 equity gap
Rate
2.93%
7.32%today
Payment
$5,668/mo
$6,557today
  • 3beds
  • 2baths
  • 1,620sqft

4840 30th Avenue, Denver

4420 Jay Street #C, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 3.00%
FHA
Active
29
$425,000$425,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,635sqft

4420 Jay Street #C, Wheat Ridge

5370 Nolan Street, Arvada, CO, 80002 — assumable FHA mortgage at 5.41%
FHA
Active
38
$585,000$94,325 equity gap
Rate
5.41%
7.32%today
Payment
$2,929/mo
$3,579today
  • 5beds
  • 2baths
  • 2,120sqft

5370 Nolan Street, Arvada

4528 27th Avenue, Denver, CO, 80212 — assumable VA mortgage at 6.88%
VA
Active
49
$999,999Potential short sale
Rate
6.88%
7.32%today
Payment
$6,770/mo
$7,075today
  • 3beds
  • 2baths
  • 2,006sqft

4528 27th Avenue, Denver

3295 Otis Street, Wheat Ridge, CO, 80033 — assumable VA mortgage at 4.34%
VA
Active
42
$785,000$543,143 equity gap
Rate
4.34%
7.32%today
Payment
$1,630/mo
$2,252today
  • 3beds
  • 2baths
  • 2,089sqft

3295 Otis Street, Wheat Ridge

3295 Otis Street, Wheat Ridge, CO, 80033 — assumable VA mortgage at 4.34%
VA
Active
42
$785,000$543,143 equity gap
Rate
4.34%
7.32%today
Payment
$1,630/mo
$2,252today
  • 3beds
  • 2baths
  • 2,089sqft

3295 Otis Street, Wheat Ridge

1730 Meade Street, Denver, CO, 80204 — assumable VA mortgage at 6.46%
VA
Active
44
$2,325,000$159,259 equity gap
Rate
6.46%
7.32%today
Payment
$13,942/mo
$15,216today
  • 5beds
  • 6baths
  • 3,556sqft

1730 Meade Street, Denver

5351 Quitman Street, Denver, CO, 80212 — assumable FHA mortgage at 4.53%
FHA
Active
30
$425,000$326,120 equity gap
Rate
4.53%
7.32%today
Payment
$683/mo
$922today
  • 3beds
  • 2baths
  • 1,538sqft

5351 Quitman Street, Denver

3450 Otis Street, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 6.72%
FHA
Active
20
$790,000$612,590 equity gap
Rate
6.72%
7.32%today
Payment
$1,072/mo
$1,149today
  • 3beds
  • 2baths
  • 1,810sqft

3450 Otis Street, Wheat Ridge

3439 Moncrieff Place, Denver, CO, 80211 — assumable FHA mortgage at 6.81%
FHA
Active
50
$1,085,000$474,250 equity gap
Rate
6.81%
7.32%today
Payment
$4,222/mo
$4,430today
  • 2beds
  • 2baths
  • 1,697sqft

3439 Moncrieff Place, Denver

Assuming a mortgage in Wheat Ridge

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.89%
Lowest existing payment
$683 /mo
Median cash to assume
$474,250
Cody Ramirez

Cody Ramirez

Realtor License: SA690269000

UME Realty Group

cody@umerealtygroup.com+14805991734UME Realty Group logo
Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.